49 Cunningham St, Rochester, NY 14608 Property Records

Monroe County and Rochester City property record for 49 Cunningham St, Rochester, NY 14608

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,464 sqft · built 2001
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on File
Tax Bill$1,563 (2026)
Deeds & MortgagesMar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN261400 120.44-2-1.018

Property Details

APN / Parcel Number

Primary APN261400 120.44-2-1.018
Alternative APN
  • 140012044000020010180000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,464 sqft Living Area
1st Floor Area705 sqft
2nd Floor Area759 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area4,356 sqft (0.1 acres)
Lot Dimensions102 ft deep x 45.2 ft wide
Garage TypeAttached
Garage Area300 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area114 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address49 CUNNINGHAM ST
CityROCHESTER
StateNY
Zip14608-3002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code13
Legal Block2
Legal Lot Number1.018
JurisdictionMONROE NY
Township / Civil DivisionROCHESTER
Census Block Group2
Census Block2017
Census Tract9601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Maplewood Historic District
listed 1997 · 436 contributing resources · NRIS 97001454

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

49 Cunningham St is owned and occupied by an individual.

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address49 CUNNINGHAM ST, ROCHESTER, NY 14608-3002
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE NY
Recording DateMar 13, 2017
Property Address49 CUNNINGHAM ST, ROCHESTER, NY 14608-3002
Document Number0000000752
Book / Page11831 / 554
Map ReferenceLB302 PG6
Instrument DateMar 3, 2017
Instrument201703130752
Transaction TypeTransfer
Record UpdatedMay 5, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$553.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address44 WITHERSPOON LN, 44, ROCHESTER, NY 14625-1235

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 CUNNINGHAM ST, ROCHESTER, NY 14608-3002

Mortgage

Document Number0000000753
DateMar 13, 2017
Book Page27057/558
Instrument201703130753
Lender
Name1ST PRIORITY MORTGAGE INC
TypeMortgage Company
AddressBUFFALO, NY 14221
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 49 Cunningham St was $1,563, down 1.9% from the year before.

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
MunicipalityRochester City
Unified School DistrictRochester City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,563.00 (-1.94%)
2025$1,594.00$172,200 Land $6,300 Building $165,900$172,200 Land $6,300 Building $165,900
2023$91,900 Land $4,000 Building $87,900$110,723 Land $4,819 Building $105,904

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Cunningham St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 49 Cunningham St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCHESTER CITY
serves 210,000 people · EPA ID NY2704518
Water SourceSurface water
Last State InspectionDec 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier.

Nearby Properties on Cunningham St

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