52 Crystal Lake Dr, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 52 Crystal Lake Dr, Covington, KY 41017 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,025 sqft · built 1979
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$10,000 (Jan 2022)
Tax Bill	$1,780 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045-30-00-244.00`

Property Details

APN / Parcel Number

Primary APN	`045-30-00-244.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,025 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	52 CRYSTAL LAKE DR
City	COVINGTON
State	KY
Zip	41017-9715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEWOOD HILLS SEC 6 LOT 36
Legal Subdivision	LAKEWOOD HILLS
Legal Phase	6
Legal Lot Number	36
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1000
Census Tract	66801

Owner

Source: Kenton County records · APN 045-30-00-244.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	52 CRYSTAL LAKE DR, COVINGTON, KY 41017-9715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 03, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Oct 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNC BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 03, 2022 · Amount on Record
Deed Sale	Jan 03, 2022 · Amount on Record
Prior Sale	May 27, 2009
Deed Document Number	20220103200
Deed Book / Page	139 / 863
Prior Transfer Date	May 21, 2009
Prior Transfer Doc	0005900354
Record Updated	Jun 08, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Jan 03, 2022
Property Address	52 CRYSTAL LAKE DR, COVINGTON, KY 41017-9715
Document Number	0005900200
Book / Page	139 / 863
Map Reference	MB 19 PG 22
Instrument Date	Dec 20, 2021
Instrument	22010305900200
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	52 CRYSTAL LAKE DR, COVINGTON, KY 41017-9715

Mortgage

Document Number	0005900201
Date	Jan 03, 2022
Book Page	320/387
Instrument	22010305900201

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 01, 2042

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	52 CRYSTAL LAKE DR, COVINGTON, KY 41017-9715
Document Number	0000000128
Instrument Date	Oct 12, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 CRYSTAL LAKE DR COVINGTON KY 410179715, COVINGTON, KY 41017-9715

Mortgage

Document Number	0000000128
Date	Nov 01, 2019
Book Page	0I4356/000023
Instrument	128

Lender

Name	PNC BK
Type	Bank
Address	HEBRON, KY 41048

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 31, 2029

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,780.00 (-7.05%)	$179,700 (-) Land $10,000 Building $169,700	$179,700 (-) Land $10,000 Building $169,700
2023	$1,915.00	$179,700 Land $10,000 Building $169,700	$179,700 Land $10,000 Building $169,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 385 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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