101 Crystal Lake Dr, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 101 Crystal Lake Dr, Covington, KY 41017 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 926 sqft · built 1978
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$225,500 (Nov 2022)
Tax Bill	$2,234 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`045-30-00-240.00`

Property Details

APN / Parcel Number

Primary APN	`045-30-00-240.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	4 Units
Stories	3 Stories
Building Area	926 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	101 CRYSTAL LAKE DR
City	COVINGTON
State	KY
Zip	41017-9722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEWOOD HILLS SEC 4 LOT 190
Legal Subdivision	LAKEWOOD HILLS
Legal Phase	4
Legal Lot Number	190
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1000
Census Tract	66801

Owner

Source: Kenton County records · APN 045-30-00-240.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	101 CRYSTAL LAKE DR, COVINGTON, KY 41017-9722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 01, 2022	Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC
Apr 27, 2020	Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NAT'L BK
Sep 20, 2017	Warranty Deed, Transfer · FHA Mortgage AMERICAN MTG SVC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 01, 2022 · Amount on Record
Deed Sale	Nov 01, 2022 · Amount on Record
Prior Sale	Apr 27, 2020 · Amount on Record
Deed Document Number	2022173
Deed Book / Page	198 / 325
Prior Transfer Date	Dec 09, 2013
Prior Transfer Doc	0000000124
Record Updated	Jun 08, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 01, 2022
Property Address	101 CRYSTAL LAKE DR, COVINGTON, KY 41017-9722
Document Number	0005900173
Book / Page	198 / 325
Map Reference	SL 485-5
Instrument Date	Oct 31, 2022
Instrument	22110105900173
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	328 SOUTHSIDE CHURCH RD, 328, FALMOUTH, KY 41040-7904

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	101 CRYSTAL LAKE DR, COVINGTON, KY 41017-9722

Mortgage

Document Number	0005900174
Date	Nov 01, 2022
Book Page	418/684
Instrument	22110105900174

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 27, 2020
Property Address	101 CRYSTAL LAKE DR, COVINGTON, KY 41017-9722
Document Number	0000000054
Book / Page	000018 / 000352
Instrument Date	Apr 22, 2020
Instrument	54
Transaction Type	Transfer
Record Updated	Jul 08, 2020
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	101 CRYSTAL LAKE DR COVINGTON KY 410179722, COVINGTON, KY 41017-9722

Mortgage

Document Number	0000000054
Date	Apr 27, 2020
Book Page	000M36/000679
Instrument	54

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 20, 2017
Property Address	101 CRYSTAL LAKE DR, COVINGTON, KY 41017-9722
Document Number	0000000144
Book / Page	0I4002 / 000167
Instrument Date	Sep 15, 2017
Instrument	144
Transaction Type	Transfer
Record Updated	Oct 18, 2017
Title Company	NW TITLE AGENCY, NW TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$139.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	101 CRYSTAL LN RYLAND HEIGHTS KY 41015, RYLAND HEIGHTS, KY 41015

Mortgage

Document Number	145
Date	Sep 20, 2017
Book Page	0I4002/000170
Instrument	145

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2047

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,234.00 (-7.03%)	$225,500 (-) Land $10,000 Building $215,500	$225,500 (-) Land $10,000 Building $215,500
2023	$2,403.00	$225,500 Land $10,000 Building $215,500	$225,500 Land $10,000 Building $215,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 385 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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