52 Cottage St, Central Falls, RI 02863 Property Records

Central Falls City property record for 52 Cottage St, Central Falls, RI 02863

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,146 sqft · built 1920
Lot Size0.116 acres (5,040 sqft)
OwnerIndividual Name on File
Last Sale$340,000 (May 2025)
Tax Bill$4,703 (2025)
Deeds & MortgagesMay 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-2980-00

Property Details

APN / Parcel Number

Primary APN16-2980-00
Alternative APN
  • CENT M:04 P:427

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,146 sqft Living Area
Gross Area3,219 sqft
1st Floor Area1,073 sqft
Basement Area1,073 sqft
Unfinished Basement1,073 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleColonial
Exterior MaterialStone
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area5,040 sqft (0.116 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number16-2980-00
Street Address52 COTTAGE ST
CityCENTRAL FALLS
StateRI
Zip02863-1404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
JurisdictionCENTRAL FALLS RI
Township / Civil DivisionCENTRAL FALLS
Census Block Group2
Census Block2012
Census Tract10900

Owner

52 Cottage St is owned and occupied by an individual who bought it in May 2025.

Source: Central Falls City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address52 COTTAGE ST, CENTRAL FALLS, RI 02863-1404
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 8, 2025 · Amount on File
Deed SaleMay 8, 2025 · Amount on File
Deed Book / Page1095 / 290
Record UpdatedOct 29, 2026

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCENTRAL FALLS RI
Recording DateMay 8, 2025
Property Address52 COTTAGE ST, CENTRAL FALLS, RI 02863-1404
Document Number001095-290
Book / Page1095 / 290
Instrument DateMay 8, 2025
Instrument2164
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address52 COTTAGE ST, CENTRAL FALLS, RI 02863-1404

Mortgage

Document Number0000002165
DateMay 8, 2025
Instrument2165
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 52 Cottage St was $4,703.

Source: Central Falls City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityCentral Falls City
Unified School DistrictCentral Falls School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,703.00$356,000 Land $105,200 Building $250,800$394,870
2023$4,879.00 (+54.59%)$263,000 (-) Land $79,500 Building $183,500
2022$3,156.00$263,000 Land $79,500 Building $183,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 52 Cottage St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 52 Cottage St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30

May also be available: Xfinity.

Nearby Properties on Cottage St

Nearby Streets

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