52 Cherry St, Waterbury, CT 06702 Property Records

Waterbury City property record for 52 Cherry St, Waterbury, CT 06702

Property Summary

Details	6 bd · 4 ba · 2,760 sqft · built 1890
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$98,400 (Nov 2013)
Tax Bill	$3,965 (2026)
Deeds & Mortgages	Jul 2026 Second Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27500890151`

Property Details

APN / Parcel Number

Primary APN	`27500890151`
Alternative APNs	`WATE M:0275 B:0089 L:0151` `WBRY M:0275 B:0089 L:0151`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	14 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,760 sqft Living Area
Basement Area	1,104 sqft
Unfinished Basement	1,104 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	27500890151
Street Address	52 CHERRY ST
City	WATERBURY
State	CT
Zip	06702-1617
Property Category	Other
Property Type	Unknown
Local Zoning Code	RM
Legal Block	89
Legal Lot Number	151
Jurisdiction	WATERBURY CT
Township / Civil Division	WATERBURY
Census Block Group	1
Census Block	1015
Census Tract	350400

Owner

52 Cherry St is owned and occupied by an individual who bought it in November 2013.

Source: Waterbury City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	52 CHERRY ST, WATERBURY, CT 06702-1617
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Jul 26, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jan 21, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2013 · Amount on File
Deed Sale	Nov 22, 2013 · Amount on File
Deed Book / Page	7153 / 342
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERBURY CT
Recording Date	Jul 10, 2026
Property Address	52 CHERRY ST, WATERBURY, CT 06702-1617
Document Number	0000015139
Book / Page	9298 / 56
Instrument Date	Jun 15, 2026
Instrument	202615139
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 CHERRY ST, WATERBURY, CT 06702-1617

Mortgage

Document Number	0000015139,
Date	Jul 10, 2026
Book Page	9298/56
Instrument	202615139

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	457 Months
Due	Aug 1, 2064

Interest

Rate	6.36%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERBURY CT
Property Address	52 CHERRY ST, WATERBURY, CT 06702-1617
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008312-240
Date	Jul 26, 2021
Book Page	8312/240
Instrument	2021-14496

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	265 Months
Due	Aug 1, 2043

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERBURY CT
Property Address	52 CHERRY ST, WATERBURY, CT 06702-1617
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008991-60
Date	Jan 21, 2025
Book Page	8991/60
Instrument	2025-00623

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	469 Months
Due	Feb 1, 2064

Tax Assessment & Valuation

The 2026 property tax bill for 52 Cherry St was $3,965, down 3.6% from the year before.

Source: Waterbury City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Waterbury City
Unified School District	Waterbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,965.00 (-3.65%)	$91,490 (-) Land $6,230 Building $85,260
2025	$4,115.00	$91,490 Land $6,230 Building $85,260	$130,700 Land $8,900 Building $121,800
2024	$4,115.00 (-17%)
2023	$4,958.00	$91,490 Land $6,230 Building $85,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 52 Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 52 Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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