46 Cherry St, Waterbury, CT 06702 Property Records

Waterbury City property record for 46 Cherry St, Waterbury, CT 06702

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,620 sqft · built 1888
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$122,000 (Apr 2018)
Tax Bill	$3,999 (2026)
Deeds & Mortgages	Sep 2024 Refinance Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27500890152`

Property Details

APN / Parcel Number

Primary APN	`27500890152`
Alternative APNs	`WATE M:0275 B:0089 L:0152` `WBRY M:0275 B:0089 L:0152`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,620 sqft Living Area
Basement Area	1,011 sqft
Unfinished Basement	1,011 sqft

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1965
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	27500890152
Street Address	46 CHERRY ST
City	WATERBURY
State	CT
Zip	06702-1617
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RM
Legal Block	89
Legal Lot Number	152
Jurisdiction	WATERBURY CT
Township / Civil Division	WATERBURY
Census Block Group	1
Census Block	1015
Census Tract	350400

Owner

46 Cherry St, a duplex, is owned and occupied by an individual who bought it in April 2018.

Source: Waterbury City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	46 CHERRY ST, WATERBURY, CT 06702-1617
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Apr 9, 2018	Warranty Deed, Transfer WILLIAM RAVEIS MTG CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2018 · Amount on File
Deed Sale	Apr 9, 2018 · Amount on File
Prior Sale	Jun 28, 2016 · Amount on File
Deed Book / Page	7764 / 243
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERBURY CT
Property Address	46 CHERRY ST, WATERBURY, CT 06702-1617
Transaction Type	Mortgage
Record Updated	Sep 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008928-28
Date	Sep 4, 2024
Book Page	8928/28
Instrument	2024-09776

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	Apr 9, 2018
Property Address	46 CHERRY ST, WATERBURY, CT 06702-1617
Document Number	7764-243
Book / Page	7764 / 243
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	77640246
Date	Apr 9, 2018
Instrument	07764/0246

Lender

Name	WILLIAM RAVEIS MTG CO

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 46 Cherry St was $3,999, down 3.6% from the year before.

Source: Waterbury City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Waterbury City
Unified School District	Waterbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,999.00 (-3.64%)	$92,260 (-) Land $7,210 Building $85,050	$322,727 (+399.72%)
2025	$4,150.00	$92,260 Land $7,210 Building $85,050	$64,582 Land $5,047 Building $59,535
2024	$4,150.00 (-17%)
2023	$5,000.00	$92,260 Land $7,210 Building $85,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 46 Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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