52 Cherry St, Arden, NC 28704 Property Records

Buncombe County property record for 52 Cherry St, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,042 sqft · built 1925
Lot Size	0.319 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (Apr 2021)
Tax Bill	$4,566 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9654-26-8777-00000`

Property Details

APN / Parcel Number

Primary APN	`9654-26-8777-00000`
Alternative APN	`965410268701000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,042 sqft Living Area
Gross Area	3,910 sqft
1st Floor Area	1,435 sqft
2nd Floor Area	2,750 sqft
Upper Floors Area	2,750 sqft
Basement Area	1,014 sqft
Unfinished Basement	1,014 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.319 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	140 sqft
Deck Area	423 sqft
Patio Area	310 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	965410268701000
Street Address	52 CHERRY ST
City	ARDEN
State	NC
Zip	28704-2735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 06/17/1996 DEE
Legal Description	DEED DATE: 06/17/1996 DEED: 1911-0247 SUBDIV: ROYAL PINES BLOCK: 7 LOT: 13,14 POR 12 SECTION: 1 PLAT: 0217-0029
Legal Subdivision	ROYAL PINES
Legal Block	7
Legal Lot Number	12-14
Jurisdiction	BUNCOMBE NC
Township / Civil Division	ASHEVILLE
Census Block Group	3
Census Block	3006
Census Tract	2205

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	52 CHERRY ST, ARDEN, NC 28704-2735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 27, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jul 31, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2021 · Amount on Record
Deed Sale	Apr 27, 2021 · Amount on Record
Deed Document Number	0060561633
Deed Book / Page	6056 / 1633
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	52 CHERRY ST, ARDEN, NC 28704-2735
Transaction Type	Mortgage
Record Updated	Jun 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0063280228
Date	Jun 20, 2023
Book Page	6328/228

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 11, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Apr 27, 2021
Property Address	52 CHERRY ST, ARDEN, NC 28704-2735
Document Number	0060561633
Book / Page	6056 / 1633
Map Reference	MB 7 PG 61
Instrument Date	Apr 23, 2021
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	495 MISTLETOE TRL, 495, HENDERSONVILLE, NC 28791-2167

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 CHERRY ST, ARDEN, NC 28704-2735

Mortgage

Document Number	60561636
Date	Apr 27, 2021
Instrument	6056/1636

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	52 CHERRY ST, ARDEN, NC 28704-2735
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059290662
Date	Jul 31, 2020
Book Page	5929/662

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Asheville City
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,566.00 (+9.71%)	$462,000 (-)
2023	$4,162.00	$462,000	$462,000 (-) Land $50,600 Building $411,400
2021			$462,000 Land $50,600 Building $411,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Optimum.

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