21 Cherry St, Arden, NC 28704 Property Records

Buncombe County property record for 21 Cherry St, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,388 sqft · built 1959
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on File
Last Sale	$337,500 (Apr 2022)
Tax Bill	$2,773 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9654-27-8274-00000`

Property Details

APN / Parcel Number

Primary APN	`9654-27-8274-00000`
Alternative APN	`965410278201000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,388 sqft Living Area
Gross Area	1,401 sqft
1st Floor Area	1,401 sqft
Flooring	Hardwood
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,106 sqft (0.76 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	80 sqft
Patio Area	221 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Old Parcel Number	965410278201000
Street Address	21 CHERRY ST
City	ARDEN
State	NC
Zip	28704-2735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 2022-04-27 DEE
Legal Description	DEED DATE: 2022-04-27 DEED: 6212-1737 SUBDIV: ROYAL PINES BLOCK: 8 LOT: 1-5 & 36 & ADJ TR SECTION: PLAT: 0007-0061
Legal Subdivision	ROYAL PINES
Legal Block	8
Legal Lot Number	1-5,36
Jurisdiction	BUNCOMBE NC
Township / Civil Division	ASHEVILLE
Census Block Group	3
Census Block	3007
Census Tract	2205

Owner

21 Cherry St is owned and occupied by an individual who bought it in April 2022.

Source: Buncombe County records, as of September 24, 2025

Owner of Record	Individual Name on File
Mailing Address	21 CHERRY ST, ARDEN, NC 28704-2735
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Feb 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2022 · Amount on File
Deed Sale	Apr 27, 2022 · Amount on File
Prior Sale	Mar 16, 2006 · Amount on File
Deed Document Number	0062121737
Deed Book / Page	6212 / 1737
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Apr 27, 2022
Property Address	21 CHERRY ST, ARDEN, NC 28704-2735
Document Number	0062121737
Book / Page	6212 / 1737
Instrument Date	Apr 27, 2022
Transaction Type	Transfer
Record Updated	May 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 SOTHEL AVE, 11, CHARLESTON, SC 29407-7319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CHERRY ST, ARDEN, NC 28704-2735

Mortgage

Document Number	0062121740
Date	Apr 27, 2022
Instrument	6212/1740

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	21 CHERRY ST, ARDEN, NC 28704-2735
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055201639
Date	Feb 14, 2017
Book Page	5520/1639

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	NORTH CHARLESTON, SC 29405

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 21 Cherry St was $2,773.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Asheville City
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,773.00	$280,600
2023	$2,528.00	$280,600	$280,600 Land $57,000 Building $223,600
2021			$280,600 Land $57,000 Building $223,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Cherry St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Optimum.

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