52 Cardinal St, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 52 Cardinal St, Westbrook, ME 04092

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 2018
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$438,000 (Jan 2023)
Tax Bill	$4,874 (2023)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WSBR M:005-A L:017-B`

Property Details

APN / Parcel Number

Primary APN	`WSBR M:005-A L:017-B`
Alternative APN	`106229`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	2,496 sqft
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	52 CARDINAL ST
City	WESTBROOK
State	ME
Zip	04092-3801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Subdivision	SPRING STREET
Legal Lot Number	17-B
Jurisdiction	WESTBROOK ME
Township / Civil Division	WESTBROOK
Census Block Group	2
Census Block	2003
Census Tract	2901

Owner

Source: Cumberland County and Westbrook City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	52 CARDINAL ST, WESTBROOK, ME 04092-3801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jun 6, 2024	Deed of Trust, Mortgage · FHA Mortgage TOTAL MORTGAGE SERVICES LLC
Jan 24, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage SACO & BIDDEFORD SAVINGS
May 23, 2022	Quit Claim Deed, Transfer Quitclaim
Sep 12, 2018	Deed of Trust, Mortgage · FHA Mortgage CROSS COUNTRY MTG INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2023 · Amount on Record
Deed Sale	Jan 24, 2023 · Amount on Record
Deed Book / Page	39955 / 84
Prior Transfer Date	May 18, 2022
Prior Transfer Doc	0394410093
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	52 CARDINAL ST, WESTBROOK, ME 04092-3801
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0391580005
Date	Feb 8, 2022
Book Page	39158/5
Instrument	7410

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2051

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	52 CARDINAL ST, WESTBROOK, ME 04092-3801
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0407910168
Date	Jun 6, 2024
Book Page	40791/168
Instrument	18469

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTBROOK ME
Recording Date	Jan 24, 2023
Property Address	52 CARDINAL ST, WESTBROOK, ME 04092-3801
Document Number	0399550084
Book / Page	39955 / 84
Instrument Date	Jan 23, 2023
Instrument	2330
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3 SHERMAN CIR, SCARBOROUGH, ME 04074-2015

Mortgage

Document Number	0000002331
Date	Jan 24, 2023
Instrument	2331

Lender

Name	SACO & BIDDEFORD SAVINGS
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTBROOK ME
Recording Date	May 23, 2022
Property Address	52 CARDINAL ST, WESTBROOK, ME 04092-3801
Document Number	0394410093
Book / Page	39441 / 93
Instrument Date	May 18, 2022
Instrument	26456
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	52 CARDINAL ST, WESTBROOK, ME 04092-3801

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	52 CARDINAL ST, WESTBROOK, ME 04092-3801
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0351380292
Date	Sep 12, 2018
Book Page	35138/0292
Instrument	000000046743

Lender

Name	CROSS COUNTRY MTG INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2048

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Westbrook City
Unified School District	Westbrook (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$4,874.00 (+10.62%)	$292,200 (+20.05%) Land $94,400 Building $197,800
2022	$4,406.00	$243,400 Land $78,600 Building $164,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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