37 Cardinal St, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 37 Cardinal St, Westbrook, ME 04092

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 960 sqft · built 1964
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$345,600 (Dec 2019)
Tax Bill	$4,308 (2023)
Deeds & Mortgages	Apr 2025 Line of Credit Jan 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WSBR M:005-A L:020`

Property Details

APN / Parcel Number

Primary APN	`WSBR M:005-A L:020`
Alternative APNs	`M:05A B:020` `4464`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	2,338 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	300 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	37 CARDINAL ST
City	WESTBROOK
State	ME
Zip	04092-3802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Subdivision	WESTBROOK SEC 2
Legal Lot Number	20
Jurisdiction	WESTBROOK ME
Township / Civil Division	WESTBROOK
Census Block Group	2
Census Block	2003
Census Tract	2901

Owner

37 Cardinal St is owned and occupied by two individuals who bought it in December 2019.

Source: Cumberland County and Westbrook City records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	37 CARDINAL ST, WESTBROOK, ME 04092-3802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2025	Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK
Jan 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC
Dec 17, 2019	Warranty Deed, Transfer CALIBER HM LOANS
Aug 15, 2018	Warranty Deed, Transfer
Aug 6, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2019 · Amount on File
Deed Sale	Dec 17, 2019 · Amount on File
Prior Sale	Oct 28, 2013 · Amount on File
Deed Document Number	201965123
Deed Book / Page	36265 / 185
Transfer Doc	0350490121
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	37 CARDINAL ST, WESTBROOK, ME 04092-3802
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0414020140
Date	Apr 25, 2025
Book Page	41402/140
Instrument	13948

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	37 CARDINAL ST, WESTBROOK, ME 04092-3802
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0377340325
Date	Jan 25, 2021
Book Page	37734/325
Instrument	5573

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTBROOK ME
Recording Date	Dec 17, 2019
Property Address	37 CARDINAL ST, WESTBROOK, ME 04092-3802
Document Number	0362650185
Book / Page	036265 / 000185
Instrument Date	Dec 13, 2019
Instrument	65123
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	26 AUTUMN WOODS DR WESTBROOK ME 040924186, WESTBROOK, ME 04092-4186

Mortgage

Document Number	362650187
Date	Dec 17, 2019
Book Page	036265/000187
Instrument	65124

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 16, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTBROOK ME
Recording Date	Aug 15, 2018
Property Address	37 CARDINAL ST, WESTBROOK, ME 04092-3802
Document Number	0350700187
Book / Page	035070 / 000187
Instrument Date	Aug 13, 2018
Instrument	40599
Transaction Type	Transfer
Record Updated	Sep 5, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 CARDINAL ST WESTBROOK ME 040923802, WESTBROOK, ME 04092-3802

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTBROOK ME
Recording Date	Aug 6, 2018
Property Address	37 CARDINAL ST, WESTBROOK, ME 04092-3802
Document Number	0350490121
Book / Page	035049 / 000121
Instrument Date	Aug 2, 2018
Instrument	38530
Transaction Type	Transfer
Record Updated	Aug 30, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5160 SICKLE RD EMMAUS PA 180494632, EMMAUS, PA 18049-4632

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Westbrook City
Unified School District	Westbrook (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$4,308.00 (+10.29%)	$258,300 (+19.69%) Land $96,000 Building $162,300
2022	$3,906.00	$215,800 Land $79,900 Building $135,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 37 Cardinal St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 37 Cardinal St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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