52 Cambridge Rd, Elkton, MD 21921 Property Records

Cecil County property record for 52 Cambridge Rd, Elkton, MD 21921

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,187 sqft · built 1981
Lot Size0.66 acres (28,749 sqft)
Owner2 Individual Names on Record
Last Sale$299,000 (Apr 2020)
Tax Bill$3,456 (2026)
Deeds & MortgagesApr 2020 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN04-026829

Property Details

APN / Parcel Number

Primary APN04-026829
Alternative APNs
  • 4026829
  • 026829

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,187 sqft Total Area
Basement Area420 sqft
Finished Basement420 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area28,749 sqft (0.66 acres)
Garage TypeBasement
Garage Area651 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area640 sqft
PorchSlab
Porch Area44 sqft
Deck Area440 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number026829
Street Address52 CAMBRIDGE RD
CityELKTON
StateMD
Zip21921-2625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 23 - .66 ACRE 52 CAMBRIDGE ROAD SURREY RIDGE
Legal SubdivisionSURVEY RIDGE
Legal Lot Number23
JurisdictionCECIL MD
Township / Civil Division4, FAIR HILL
Census Block Group2
Census Block2008
Census Tract30601

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address52 CAMBRIDGE RD, ELKTON, MD 21921-2625
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2020 · Amount on Record
Deed SaleApr 30, 2020 · Amount on Record
Prior SaleJun 25, 1981 · Amount on Record
Deed Book / Page4590 / 448
Record UpdatedOct 29, 2026

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCECIL MD
Recording DateApr 30, 2020
Property Address52 CAMBRIDGE RD, ELKTON, MD 21921-2625
Document Number0045900458
Book / Page004590 / 000458
Instrument DateApr 21, 2020
Transaction TypeTransfer
Record UpdatedMay 22, 2020
Title CompanyBAYSIDE TITLE SETTLEMENT SERVICES, BAYSIDE TITLE SETTLEMENT SVCS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$299.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address52 CAMBRIDGE RD ELKTON MD 219212625, ELKTON, MD 21921-2625

Mortgage

Document Number45900453
DateApr 30, 2020
Book Page004590/000453
Lender
NameCALIBER HM LNS
AddressCOPPELL, TX 75019
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 29, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,456.00 (+4.66%)$313,200 (+14.8%)$347,000 (+17.11%) Land $122,600 Building $224,400
2025$3,302.00 (+39.15%)
2023$2,373.00$272,833$296,300 Land $78,800 Building $217,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Armstrong, Talkie Communications.

Nearby Properties on Cambridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number