46 Cambridge Rd, Elkton, MD 21921 Property Records

Cecil County property record for 46 Cambridge Rd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,732 sqft · built 1980
Lot Size	0.645 acres (28,098 sqft)
Owner	Individual Name on Record
Tax Bill	$3,438 (2026)
Flood Zone	Zone X (minimal risk)
APN	`04-026535`

Property Details

APN / Parcel Number

Primary APN	`04-026535`
Alternative APNs	`4026535` `026535`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,732 sqft Total Area
Basement Area	224 sqft
Finished Basement	224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	28,098 sqft (0.645 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	25 sqft
Deck Area	640 sqft
Patio Area	45 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	026535
Street Address	46 CAMBRIDGE RD
City	ELKTON
State	MD
Zip	21921-2625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 24 - .645 ACRE 46 CAMBRIDGE ROAD SURREY RIDGE
Legal Subdivision	SURREY RIDGE
Legal Lot Number	24
Jurisdiction	CECIL MD
Township / Civil Division	4, FAIR HILL
Census Block Group	2
Census Block	2008
Census Tract	30601

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	46 CAMBRIDGE RD, ELKTON, MD 21921-2625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2004
Deed Sale	May 28, 2004
Prior Sale	Mar 30, 2001
Deed Document Number	2004264333
Deed Book / Page	1667 / 667
Transfer Doc	0009800056
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,438.00 (+3.21%) Homeowner's exemption	$317,333 (+6.17%)	$354,200 (+18.5%) Land $122,300 Building $231,900
2025	$3,331.00 (+35.9%) Homeowner's exemption	$298,900 (+6.79%) Land $78,500 Building $220,400	$298,900 (-) Land $78,500 Building $220,400
2023	$2,451.00 Homeowner's exemption	$279,900	$298,900 Land $78,500 Building $220,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
Armstrong Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20