52 Bay St, Ringgold, GA 30736 Property Records

Catoosa County property record for 52 Bay St, Ringgold, GA 30736

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,674 sqft · built 1972
Lot Size3.6 acres (157,252 sqft)
OwnerIndividual Name on Record
Tax Bill$543 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0037D060000

Property Details

APN / Parcel Number

Primary APN0037D060000
Alternative APNs
  • 0037D060
  • 18145

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,674 sqft Heated Area
1st Floor Area1,674 sqft
Utility Area168 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area157,252 sqft (3.6 acres)
Lot Dimensions220 ft deep x 347 ft wide
Garage Area441 sqft

Exterior Amenities

PorchOpen Porch
Porch Area88 sqft
Lean-To96 sqft
Utility Building240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number18145
Old Parcel Number0037D060000
Street Address52 BAY ST
CityRINGGOLD
StateGA
Zip30736-7137
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOTS 17 18 19 CLARK EST & ADJOINING 1.86 A
Legal SubdivisionCLARK ESTATES
Legal Lot Number17-19 18
JurisdictionCATOOSA GA
Township / Civil DivisionRINGGOLD
Census Block Group1
Census Block1004
Census Tract30202

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address52 BAY ST, RINGGOLD, GA 30736-7137
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATOOSA GA
Property Address52 BAY ST, RINGGOLD, GA 30736-7137
Document Number0020820363
Instrument DateSep 24, 2020
Transaction TypeMortgage
Record UpdatedOct 23, 2020
Title CompanyCHOICE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address52 BAY ST RINGGOLD GA 307367137, RINGGOLD, GA 30736-7137

Mortgage

Document Number0020820363
DateSep 30, 2020
Book Page002082/000363
Instrument7932
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 29, 2050

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyCatoosa County
Unified School DistrictCatoosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$543.00 (-22.21%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$131,408 (+32.6%) Land $32,752 Building $98,656$328,522 (+32.6%) Land $81,881 Building $246,641
2023$698.00 (-62.45%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$99,099 Land $26,138 Building $72,961$247,747 Land $65,345 Building $182,402
2022$1,859.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2013–2026)
Claims Outside the SFHA1 of 4
Most Recent ClaimAug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRINGGOLD
serves 2,953 people · EPA ID GA0470002
Water SourceSurface water
Last State InspectionMay 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Ringgold Telephone Company
Fiber
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Bay St

Nearby Streets

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