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51 Bay St, Ringgold, GA 30736 Property Records

Catoosa County property record for 51 Bay St, Ringgold, GA 30736

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,667 sqft · built 1972
Lot Size1.01 acres (43,996 sqft)
OwnerIndividual Name on File
Last Sale$304,500 (Oct 2024)
Tax Bill$2,427 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0037D056000

Property Details

APN / Parcel Number

Primary APN0037D056000
Alternative APNs
  • 0037D056
  • 18142

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,667 sqft Heated Area
1st Floor Area1,667 sqft
Utility Area144 sqft
Utility RoomUtility Room
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1990
Architectural StyleOther
Exterior MaterialStone
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area43,996 sqft (1.01 acres)
Lot Dimensions119 ft deep x 434 ft wide
Garage Area462 sqft
Deck Area512 sqft
Storage Building288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number18142
Old Parcel Number0037D056000
Street Address51 BAY ST
CityRINGGOLD
StateGA
Zip30736-7137
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOTS 12-14 PT 15 CLARK ESTATES
Legal SubdivisionCLARK ESTATES
Legal Lot Number12-14 13
JurisdictionCATOOSA GA
Township / Civil DivisionRINGGOLD
Census Block Group1
Census Block1004
Census Tract30202

Owner

51 Bay St is owned by an individual who bought it in October 2024.

Source: Catoosa County records, as of January 30, 2026

Owner of RecordIndividual Name on File
Mailing Address334 PINEWOOD DR, ROCK SPRING, GA 30739-2597
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 28, 2024 · Amount on File
Deed SaleOct 28, 2024 · Amount on File
Prior SaleMar 7, 2024 · Amount on File
Deed Document Number0002354206
Deed Book / Page2354 / 206
Record UpdatedJun 8, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATOOSA GA
Recording DateMar 7, 2024
Property Address51 BAY ST, RINGGOLD, GA 30736-7137
Document Number0023170278
Book / Page2317 / 278
Instrument DateFeb 29, 2024
Instrument001250
Transaction TypeTransfer
Record UpdatedApr 5, 2024

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 LA PORTE DR, CHATTANOOGA, TN 37415-1304

Mortgage

Document Number0000001251
DateMar 7, 2024
Instrument001251
Lender
NameEQUITY TRUST
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term10 Months
DueJan 1, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 51 Bay St was $2,427.

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyCatoosa County
Unified School DistrictCatoosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,427.00$127,862 Land $12,500 Building $115,362$319,656 Land $31,250 Building $288,406
2023Homeowner's exemption Senior Citizen's exemption Additional exemption filed$81,725 Land $13,994 Building $67,731$204,311 Land $34,984 Building $169,327
2022$1,409.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 51 Bay St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2013–2026)
Claims Outside the SFHA1 of 4
Most Recent ClaimAug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 51 Bay St is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRINGGOLD
serves 2,953 people · EPA ID GA0470002
Water SourceSurface water
Last State InspectionMay 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Ringgold Telephone Company
Fiber		1,000 / 1,000

May also be available: Verizon.

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