52 Baseline Rd, Oswego, IL 60543 Property Records

Kane County property record for 52 Baseline Rd, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,315 sqft · built 1925
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,087 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Dec 2025 Mortgage
Flood Zone	Zone A (high risk)
APN	`15-31-451-007`

Property Details

APN / Parcel Number

Primary APN	`15-31-451-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,315 sqft Living Area
Gross Area	2,844 sqft
Basement Area	953 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	52 BASELINE RD
City	OSWEGO
State	IL
Zip	60543-6001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART SE 1/4 SEC 31-38-8
Legal Range	08
Legal Township	38
Legal Section	31
Legal Block	4
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	4
Census Block	4039
Census Tract	854002

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	52 BASELINE RD, OSWEGO, IL 60543-6001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Line of Credit EARTHMOVER CU
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage EARTHMOVER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	52 BASELINE RD, OSWEGO, IL 60543-6001
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010514
Date	Mar 17, 2026
Instrument	2026K010514

Lender

Name	EARTHMOVER CU
Type	Credit Union
Address	AURORA, IL 60507

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	52 BASELINE RD, OSWEGO, IL 60543-6001
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 BASELINE RD, OSWEGO, IL 60543-6001

Mortgage

Document Number	0000051558
Date	Dec 29, 2025
Instrument	2025K051558

Lender

Name	EARTHMOVER CU
Type	Credit Union
Address	OSWEGO, IL 60543

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	203 Months
Due	Nov 1, 2042

Interest

Rate Type	Fixed Rate
Rate	5.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,087.00 (+10.58%) Homeowner's exemption	$74,374 (+9.39%) Land $8,336 Building $66,038	$223,211 (+9.39%) Land $25,018 Building $198,193
2024		$67,989 (+22.67%) Land $7,620 Building $60,369	$204,049 (+22.72%) Land $22,869 Building $181,179
2022	$3,696.00 (+3.3%) Homeowner's exemption	$55,426 (+7.41%) Land $6,212 Building $49,214	$166,278 (+7.41%) Land $18,636 Building $147,642
2021	$3,578.00 Homeowner's exemption	$51,602 Land $5,783 Building $45,819	$154,806 Land $17,349 Building $137,457

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	7 (1997–2019)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, Watch TV.

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