31 Baseline Rd, Oswego, IL 60543 Property Records

Kane County property record for 31 Baseline Rd, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Lot Size	1.01 acres (44,161 sqft)
Owner	2 Individual Names on File
Last Sale	$197,500 (Sep 2020)
Tax Bill	$4,826 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-31-476-015`

Property Details

APN / Parcel Number

Primary APN	`15-31-476-015`

Exterior

Lot Area	44,161 sqft (1.01 acres)

Location & Zoning

Street Address	31 BASELINE RD
City	OSWEGO
State	IL
Zip	60543-6000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUSSELL PHILLIPS SUB UNIT 2 LT 8 & 9 (CONSOLIDATION PER TAX PAYER REQUEST 5/23/18 2018DIV128)
Legal Subdivision	RUSSELL PHILLIPS SUB
Legal Block	4
Legal Lot Number	8,9
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	4
Census Block	4039
Census Tract	854002

Owner

Source: Kane County records · APN 15-31-476-015

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	31 BASELINE RD, OSWEGO, IL 60543-6000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 01, 2020 · Amount on Record
Deed Sale	Sep 01, 2020 · Amount on Record
Deed Document Number	202049806
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 01, 2020
Property Address	31 BASELINE RD, OSWEGO, IL 60543-6000
Document Number	0000049806
Instrument Date	Aug 06, 2020
Instrument	2020K049806
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	BAIRD & WARNER TITLE SERVICE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$197.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	331 BASLINE ROAD, OSWEGO, IL 60543

Mortgage

Document Number	0000049807
Date	Sep 01, 2020
Instrument	2020K049807

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,826.00 (+12.02%) Homeowner's exemption
2024		$78,166 (+22.66%) Land $14,224 Building $63,942	$234,592 (+22.71%) Land $42,689 Building $191,903
2022	$4,308.00 (+4.03%) Homeowner's exemption	$63,724 (+7.41%) Land $11,596 Building $52,128	$191,172 (+7.41%) Land $34,788 Building $156,384
2021	$4,141.00 Homeowner's exemption	$59,328 Land $10,796 Building $48,532	$177,984 Land $32,388 Building $145,596

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	7 (1997–2019)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jul 2019 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Benton Ridge Telephone Company, Metronet Holdings.

Based on FCC filings for 47 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MONTGOMERY serves 28,956 people
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.