52 Bancroft Ave, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 52 Bancroft Ave, Reading, MA 01867

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,110 sqft · built 2007
Lot Size0.225 acres (9,801 sqft)
Owner2 Individual Names on File
Tax Bill$13,059 (2025)
Deeds & MortgagesNov 2017 Line of Credit
Dec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNREAD M:021.0-0000-0167.0

Property Details

APN / Parcel Number

Primary APNREAD M:021.0-0000-0167.0
Alternative APNs
  • M:021.0=0000=0167.0
  • 740000000250
  • 740000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,110 sqft Living Area
Gross Area5,631 sqft
Basement Area1,408 sqft
Unfinished Basement986 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area9,801 sqft (0.225 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number740000000250
Street Address52 BANCROFT AVE
CityREADING
StateMA
Zip01867-2511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS15
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group2
Census Block2004
Census Tract334200

Owner

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address52 BANCROFT AVE, READING, MA 01867-2511
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2017Deed of Trust, Mortgage · Line of Credit
USA ALLIANCE FCU
Dec 14, 2018Deed of Trust, Mortgage · ARM
USA ALLIANCE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address52 BANCROFT AVE, READING, MA 01867-2511
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number70281-504
DateNov 22, 2017
Book Page70281/504
Instrument190881
Lender
NameUSA ALLIANCE FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 1, 2047

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address52 BANCROFT AVE, READING, MA 01867-2511
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number72008-486
DateDec 14, 2018
Book Page72008/486
Instrument190188
Lender
NameUSA ALLIANCE FEDERAL CREDIT UNION
Agreement
TypeARM
AmountAmount Recorded
Term373 Months
DueJan 1, 2050
Interest
Rate TypeAdjustable Rate
Type Change DateJan 1, 2028

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,059.00 (+1.13%)$1,146,500 (+4.06%) Land $481,200 Building $665,300$1,129,645 (-3.62%)
2024$12,913.00 (+3.16%)$1,101,800 (+10.81%) Land $462,300 Building $639,500$1,172,015
2023$12,518.00$994,300 Land $416,800 Building $577,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people · EPA ID MA3246000
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

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