5123 Dixie Creek Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 5123 Dixie Creek Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,824 sqft · built 2016
Lot Size	2.23 acres (97,139 sqft)
Owner	Individual Name on Record
Last Sale	$332,000 (Jul 2019)
Tax Bill	$2,186 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit Apr 2017 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3-06-7-35-08-0-00003-00`

Property Details

APN / Parcel Number

Primary APN	`3-06-7-35-08-0-00003-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	2,824 sqft Adjusted Area
1st Floor Area	1,622 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Composition/Composite
Roof Type	Gable
Roof Material	Shingle
Lot Area	97,139 sqft (2.23 acres)
Pool Area	512 sqft

Location & Zoning

Street Address	5123 DIXIE CREEK DR
City	HERNANDO
State	MS
Zip	38632-6364
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	DIXIE CREEK ESTATES LOT 3
Legal Range	006
Legal Township	03S
Legal Section	35
Legal Subdivision	DIXIE CREEK ESTATES
Legal Lot Number	3
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3015
Census Tract	70900

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5123 DIXIE CREEK DR, HERNANDO, MS 38632-6364
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2017	Deed of Trust, Mortgage · Line of Credit FIRST SOUTH FINANCIAL CU
Apr 10, 2017	Deed of Trust, Mortgage · Line of Credit FIRST SOUTH FINANCIAL CU
Mar 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT COM LLC
Jan 25, 2017	Deed of Trust, Mortgage · Construction Mortgage BANKPLUS
Jan 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE SERVICES INC
Jul 2, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2019 · Amount on Record
Deed Sale	Jul 2, 2019 · Amount on Record
Prior Sale	Jul 26, 2016
Deed Book / Page	892 / 282
Prior Transfer Date	Jun 28, 2019
Prior Transfer Doc	000892/282
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5123 DIXIE CREEK DR, HERNANDO, MS 38632-6364
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	EDCO TITLE AND CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004337/071
Date	Apr 19, 2017
Book Page	4337/071

Lender

Name	FIRST SOUTH FINANCIAL CU
Type	Credit Union
Address	SOUTHAVEN, MS 38671

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 18, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5123 DIXIE CREEK DR, HERNANDO, MS 38632-6364
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	EDCO TITLE AND CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004332/370
Date	Apr 10, 2017
Book Page	4332/370

Lender

Name	FIRST SOUTH FINANCIAL CU
Type	Credit Union
Address	SOUTHAVEN, MS 38671

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 9, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5123 DIXIE CREEK DR, HERNANDO, MS 38632-6364
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004511/176
Date	Mar 23, 2018
Book Page	4511/176
Instrument	T04511-00176

Lender

Name	LOANDEPOT COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5123 DIXIE CREEK DR, HERNANDO, MS 38632-6364
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004295/151
Date	Jan 25, 2017
Book Page	4295/151

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	2 Months
Due	Mar 30, 2017

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5123 DIXIE CREEK DR, HERNANDO, MS 38632-6364
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004293/680
Date	Jan 23, 2017
Book Page	4293/680

Lender

Name	AMERICAN MORTGAGE SERVICES INC
Type	Mortgage Company
Address	ATOKA, TN 38004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 2, 2019
Property Address	5123 DIXIE CREEK DR, HERNANDO, MS 38632-6364
Document Number	000892/282
Book / Page	0892 / 282
Map Reference	MB 98 PG 28-30
Instrument Date	Jun 28, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5123 DIXIE CREEK DRIVE, 5123, OLIVE BRANCH, MS 38654

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5123 DIXIE CREEK DRIVE, OLIVE BRANCH, MS 38654

Mortgage

Document Number	0004755247
Date	Jul 2, 2019
Instrument	4755/247

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,186.00 (+21.65%)	$30,144 (+43.69%) Land $2,700 Building $27,444	$301,440 (+43.69%) Land $27,000 Building $274,440
2023	$1,797.00	$20,978	$209,778 Land $27,000 Building $182,778

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 71% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

May also be available: C Spire Wireless.

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