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5191 Arnold Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5191 Arnold Rd, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 986 sqft · built 1960
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on File
Last Sale$3,000 (Sep 2024)
Tax Bill$2,850 (2026)
Deeds & MortgagesOct 2021 Line of Credit
Oct 2019 Sale
Flood ZoneZone X (minimal risk)
APN520-0016-00570

Property Details

APN / Parcel Number

Primary APN520-0016-00570
Alternative APN
  • 1079075

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area986 sqft Gross Area
1st Floor Area832 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area217,800 sqft (5 acres)
Garage Area576 sqft

Exterior Amenities

PorchPorch
Porch Area70 sqft
Deck Area388 sqft
Storage Building144 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelPropane

Location & Zoning

Account Number1079075
Street Address5191 ARNOLD RD
CityDULUTH
StateMN
Zip55803-9307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 1/2 OF NE 1/4 OF NE 1/4 OF SE 1/4 SERIAL #
Legal Range14W
Legal Township51N
Legal Section22
Legal SubdivisionRICE LAKE TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionRICE LAKE
Census Block Group1
Census Block1015
Census Tract10400

Owner

Source: St. Louis County records · APN 520-0016-00570

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5191 ARNOLD RD, DULUTH, MN 55803-9307
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2021Deed of Trust, Mortgage · Line of Credit
MINNESOTA POWER EMPLOYEES CU
Oct 11, 2019Warranty Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 17, 2024 · Amount on Record
Deed SaleSep 17, 2024 · Amount on Record
Prior SaleOct 11, 2019 · Amount on Record
Deed Document Number20241495625
Prior Transfer DateAug 01, 2024
Prior Transfer Doc0001495625
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address5191 ARNOLD RD, DULUTH, MN 55803-9307
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5191 ARNOLD RD, DULUTH, MN 55803-9307

Mortgage

Document Number0001428465
DateOct 27, 2021
Instrument1428465
Lender
NameMINNESOTA POWER EMPLOYEES CU
TypeCredit Union
AddressDULUTH, MN 55802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueOct 26, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateOct 11, 2019
Property Address5191 ARNOLD RD, DULUTH, MN 55803-9307
Document Number00A1365183
Instrument DateOct 10, 2019
InstrumentA1365183
Transaction TypeTransfer
Record UpdatedDec 10, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$689.70
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5191 ARNOLD RD DULUTH MN 558039307, DULUTH, MN 55803-9307

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityRice Lake City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,850.00 (+3.86%) Homeowner's exemption
2025$2,744.00 (+0.81%) Homeowner's exemption$235,800 (+0.26%) Land $87,100 Building $148,700$235,800 (+0.26%) Land $87,100 Building $148,700
2024$2,722.00$235,200 (+26.59%) Land $86,500 Building $148,700$235,200 (+26.59%) Land $86,500 Building $148,700
2022$185,800 Land $82,000 Building $103,800$185,800 Land $82,000 Building $103,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370104001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1991–2001)
Claims Outside the SFHA1 of 4
Most Recent ClaimApr 2001, rainfall accumulation, Severe Winter Storms, Flooding, And Tornadoes

Wildfire

Wildfire RiskLow
above 20% of the US · above 39% of Minnesota
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Consolidated Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

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