5198 Newgate Dr, Castro Valley, CA 94552 Property Records

Alameda County property record for 5198 Newgate Dr, Castro Valley, CA 94552

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,720 sqft · built 1999
Lot Size	0.081 acres (3,547 sqft)
Owner	Trust Name on File
Last Sale	$615,000 (Nov 2008)
Tax Bill	$10,464 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`417-296-47`

Property Details

APN / Parcel Number

Primary APN	`417-296-47`
Alternative APN	`417-0296-047-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,720 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,547 sqft (0.081 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5198 NEWGATE DR
City	CASTRO VALLEY
State	CA
Zip	94552-5504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00058 BLK: TR: 6817
Legal Subdivision	TR 6817
Legal Tract	6817
Legal Lot Number	58
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	2
Census Block	2015
Census Tract	435103

Owner

5198 Newgate Dr is owner-occupied and held in a trust since December 2014.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Trust Name on File
Mailing Address	5198 NEWGATE DR, CASTRO VALLEY, CA 94552-5504
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage PATELCO CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2008 · Amount on File
Deed Sale	Nov 26, 2008 · Amount on File
Prior Sale	Oct 14, 2003 · Amount on File
Deed Document Number	2008338885
Last Transfer Date	Dec 18, 2014
Transfer Doc	0000316629
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	5198 NEWGATE DR, CASTRO VALLEY, CA 94552-5504
Transaction Type	Mortgage
Record Updated	Apr 24, 2023
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5198 NEWGATE DR, CASTRO VALLEY, CA 94552-5504

Mortgage

Document Number	0000035749
Date	Mar 29, 2023
Instrument	2023035749

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	302 Months
Due	Apr 30, 2048

Interest

Rate Type	Adjustable Rate
Rate	8.25%
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	17%
Index	Other
Max Rate	17%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	5198 NEWGATE DR, CASTRO VALLEY, CA 94552-5504
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5198 NEWGATE DR, CASTRO VALLEY, CA 94552-5504

Mortgage

Document Number	0000334941
Date	Oct 7, 2021
Instrument	2021334941

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2036

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	5198 NEWGATE DR, CASTRO VALLEY, CA 94552-5504
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000184892
Date	Sep 17, 2019
Instrument	2019184892

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 5198 Newgate Dr was $10,464 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$800,752 (+1.12%) Land $242,325 Building $565,427
2025	$10,464.00 Homeowner's exemption	$791,916 Land $237,575 Building $554,341
2023	$10,238.00 Homeowner's exemption	$761,172 Land $228,351 Building $532,821	$1,224,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5198 Newgate Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1983–1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5198 Newgate Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Etheric Networks.

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