5186 Newgate Dr, Castro Valley, CA 94552 Property Records

Alameda County property record for 5186 Newgate Dr, Castro Valley, CA 94552

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,374 sqft · built 1999
Lot Size	0.084 acres (3,665 sqft)
Owner	2 Individual Names on File
Last Sale	$637,500 (Sep 2014)
Tax Bill	$10,245 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Aug 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`417-296-43`

Property Details

APN / Parcel Number

Primary APN	`417-296-43`
Alternative APN	`417-0296-043-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,374 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,665 sqft (0.084 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5186 NEWGATE DR
City	CASTRO VALLEY
State	CA
Zip	94552-5504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00054 BLK: TR: 6817
Legal Subdivision	TR 6817
Legal Tract	6817
Legal Lot Number	54
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	2
Census Block	2015
Census Tract	435103

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5186 NEWGATE DR, CASTRO VALLEY, CA 94552-5504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Aug 1, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage GFL CAPITAL MORTGAGE INC
Mar 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GFL CAPITAL MORTGAGE INC
Dec 21, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Oct 30, 2019	Quit Claim Deed, Transfer · Conventional Mortgage BAY EQUITY
Sep 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2014 · Amount on File
Deed Sale	Sep 16, 2014 · Amount on File
Prior Sale	Nov 7, 2003 · Amount on File
Deed Document Number	2014226484
Last Transfer Date	Mar 16, 2021
Transfer Doc	0000116689
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	5186 NEWGATE DR, CASTRO VALLEY, CA 94552-5504
Transaction Type	Mortgage
Record Updated	Aug 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5186 NEWGATE DR, CASTRO VALLEY, CA 94552-5504

Mortgage

Document Number	0000088396
Date	Aug 3, 2023
Instrument	2023088396

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	5186 NEWGATE DR, CASTRO VALLEY, CA 94552-5504
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5186 NEWGATE DR, CASTRO VALLEY, CA 94552-5504

Mortgage

Document Number	0000135625
Date	Aug 1, 2022
Instrument	2022135625

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Jul 10, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	5186 NEWGATE DR, CASTRO VALLEY, CA 94552-5504
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5186 NEWGATE DR, CASTRO VALLEY, CA 94552-5504

Mortgage

Document Number	0000324399
Date	Sep 28, 2021
Instrument	2021324399

Lender

Name	GFL CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95831

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Mar 23, 2021
Property Address	5186 NEWGATE DR, CASTRO VALLEY, CA 94552-5504
Document Number	0000116689
Map Reference	MB 231 PG 46-54
Instrument Date	Mar 16, 2021
Instrument	2021116689
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5186 NEWGATE DR, CASTRO VALLEY, CA 94552-5504

Mortgage

Document Number	0000116690
Date	Mar 23, 2021
Instrument	2021116690

Lender

Name	GFL CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Dec 21, 2020
Property Address	5186 NEWGATE DR, CASTRO VALLEY, CA 94552-5504
Document Number	0000358112
Map Reference	MB 231 PG 46-54
Instrument Date	Dec 11, 2020
Instrument	2020358112
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5186 NEWGATE DR, CASTRO VALLEY, CA 94552-5504

Mortgage

Document Number	0000358113
Date	Dec 21, 2020
Instrument	2020358113

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 30, 2019
Property Address	5186 NEWGATE DR, CASTRO VALLEY, CA 94552-5504
Document Number	0000220959
Instrument Date	Oct 23, 2019
Instrument	220959
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5186 NEWGATE DR CASTRO VALLEY CA 945525504, CASTRO VALLEY, CA 94552-5504

Mortgage

Document Number	220960
Date	Oct 30, 2019
Instrument	220960

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	5186 NEWGATE DR, CASTRO VALLEY, CA 94552-5504
Document Number	0000184536
Instrument Date	Sep 19, 2018
Transaction Type	Mortgage
Record Updated	Oct 11, 2018
Title Company	SERVICELINK CRS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5186 NEWGATE DR CASTRO VALLEY CA 945525504, CASTRO VALLEY, CA 94552-5504

Mortgage

Document Number	0000184536
Date	Sep 21, 2018
Instrument	184536

Lender

Name	FIRST UNITED CU
Type	Credit Union
Address	PLEASANTON, CA 94588-2718

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 20, 2038

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$781,472 (+2%) Land $234,441 Building $547,031
2025	$10,245.00 (+2.17%)	$766,153 (+4.04%) Land $229,846 Building $536,307
2023	$10,027.00	$736,407 Land $220,922 Building $515,485	$1,082,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1983–1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Etheric Networks.

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