Hamilton County property record for 5198 Clearlake Dr, Cincinnati, OH 45247
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,053 sqft · built 1976 |
| Owner | 2 Owner Names on Record |
| Last Sale | $93,000 (Jul 1998) |
| Tax Bill | $2,627 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0193-0141-00 |
| Primary APN | 550-0193-0141-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,053 sqft Living Area |
| 1st Floor Area | 1,053 sqft |
| Basement Area | 1,053 sqft |
| Finished Basement | 275 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5198 CLEARLAKE DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45247-7808 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 40 - 2.28 % CHATEAU LAKES CONDOMINIUMPARCEL 3 |
| Legal Subdivision | CHATEAU LAKES CONDO |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20604 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 5198 CLEARLAKE DR, CINCINNATI, OH 45247-7808 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jun 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Jun 17, 2019 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 1998 · Amount on Record |
| Deed Sale | Jul 10, 1998 · Amount on Record |
| Prior Sale | Jul 10, 1998 · Amount on Record |
| Deed Document Number | 0076971779 |
| Last Transfer Date | Feb 28, 2006 |
| Transfer Doc | 0000030804 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5198 CLEARLAKE DR, CINCINNATI, OH 45247-7808 |
| Document Number | 0000049573 |
| Instrument Date | Jun 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5198 CLEARLAKE DR CINCINNATI OH 452477808, CINCINNATI, OH 45247-7808 |
| Document Number | 0000049573 |
|---|---|
| Date | Jun 21, 2019 |
| Book Page | 013944/001453 |
| Instrument | 49573 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 20, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5198 CLEARLAKE DR, CINCINNATI, OH 45247-7808 |
| Document Number | 0000053953 |
| Instrument Date | Jun 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5198 CLEARLAKE DR CINCINNATI OH 452477808, CINCINNATI, OH 45247-7808 |
| Document Number | 0000053953 |
|---|---|
| Date | Jul 8, 2019 |
| Book Page | 013953/002422 |
| Instrument | 53953 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 7, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,627.00 (+2.54%) | $50,474 (-) Land $9,275 Building $41,199 | |
| 2024 | $2,562.00 (-0.08%) | $50,474 (-) Land $9,275 Building $41,199 | |
| 2023 | $2,564.00 (+14.72%) | $50,474 (+35.32%) Land $9,275 Building $41,199 | $144,210 (+35.32%) Land $26,500 Building $117,710 |
| 2022 | $2,235.00 Homeowner's exemption | $37,300 Land $7,875 Building $29,425 | |
| 2020 | $106,570 Land $22,500 Building $84,070 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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