5191 Clearlake Dr, Cincinnati, OH 45247 Property Records

Hamilton County property record for 5191 Clearlake Dr, Cincinnati, OH 45247

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,053 sqft · built 1976
OwnerIndividual Name on Record
Last Sale$120,000 (Aug 2018)
Tax Bill$2,519 (2025)
Deeds & MortgagesJan 2024 Line of Credit
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN550-0193-0130-00

Property Details

APN / Parcel Number

Primary APN550-0193-0130-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,053 sqft Living Area
1st Floor Area1,053 sqft
Basement Area1,053 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Garage TypeBasement
Parking Spaces2 Parking Spaces
Patio Area484 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address5191 CLEARLAKE DR
CityCINCINNATI
StateOH
Zip45247-7807
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 29 - 2.28 % CHATEAU LAKES CONDOMINIUMPARCEL 3
Legal SubdivisionCHATEAU LAKES CONDO
JurisdictionHAMILTON OH
Township / Civil DivisionGREEN
Census Block Group3
Census Block3000
Census Tract20604

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5191 CLEARLAKE DR # 29, 29, CINCINNATI, OH 45247-7807
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2024Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Aug 3, 2018Warranty Deed, Transfer · Conventional Mortgage
RIVER CITY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2018 · Amount on Record
Deed SaleAug 3, 2018 · Amount on Record
Prior SaleApr 13, 2004 · Amount on Record
Deed Document Number2018-0068124
Deed Book / Page13724 / 01951
Record UpdatedJun 8, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5191 CLEARLAKE DR, CINCINNATI, OH 45247-7807
Transaction TypeMortgage
Record UpdatedFeb 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address5191 CLEARLAKE DR, CINCINNATI, OH 45247-7807

Mortgage

Document Number0000004827
DateJan 23, 2024
Book Page15087/224
Instrument2024-0004827
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 25, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateAug 3, 2018
Property Address5191 CLEARLAKE DR, CINCINNATI, OH 45247-7807
Document Number0000068124
Book / Page13724 / 01951
Map ReferenceMB 202 PG 291
Instrument DateJul 20, 2018
Instrument2018-0068124
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address5191 CLEARLAKE DR # 29, 29, CINCINNATI, OH 45247-7807

Mortgage

Document Number0000068125
DateAug 3, 2018
Instrument2018-0068125
Lender
NameRIVER CITY MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionGreen Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,519.00 (+2.57%)$48,395 (-) Land $9,275 Building $39,120
2024$2,456.00 (-0.12%)$48,395 (-) Land $9,275 Building $39,120
2023$2,459.00 (-2.3%)$48,395 (+15.23%) Land $9,275 Building $39,120$138,270 (+15.23%) Land $26,500 Building $111,770
2022$2,517.00 Homeowner's exemption$42,000 Land $7,875 Building $34,125
2020$120,000 Land $22,500 Building $97,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 68% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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