5198 Clay Whaley Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5198 Clay Whaley Rd, Saint Cloud, FL 34772

Property Summary

Property Type	Vacant Land
Lot Size	0.06 acres (2,613 sqft)
Owner	Individual Name on File
Last Sale	$334,500 (May 2026)
Deeds & Mortgages	May 2026 Sale & Mortgage
APN	`17-26-30-0134-0001-0490`

Property Details

APN / Parcel Number

Primary APN	`17-26-30-0134-0001-0490`
Alternative APN	`263017013400010490`

Exterior

Lot Area	2,613 sqft (0.06 acres)

Location & Zoning

Street Address	5198 CLAY WHALEY RD
City	SAINT CLOUD
State	FL
Zip	34772-7242
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	EDGEWATER CROSS PRAIRIE PH 1 PB 36 PGS 115-123 LOT 49
Legal Subdivision	EDGEWATER CROSS PRAIRIE PHASE 1
Legal Lot Number	49
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1036
Census Tract	43209

Owner

Source: Osceola County records · APN 17-26-30-0134-0001-0490

Assessment roll updated November 26, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1203 HAILEY ST, MELBOURNE, FL 32904-8211
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 06, 2026 · Amount on Record
Deed Sale	May 06, 2026 · Amount on Record
Prior Sale	Oct 24, 2025 · Amount on Record
Deed Document Number	202659654
Deed Book / Page	6967 / 436
Record Updated	Sep 20, 2026

May 2026: Special Warranty Deed

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 06, 2026
Property Address	5198 CLAY WHALEY RD, SAINT CLOUD, FL 34772-7242
Document Number	0000059654
Book / Page	6967 / 436
Instrument Date	Apr 30, 2026
Instrument	2026.59654
Record Updated	May 15, 2026
Title Company	LENNAR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$236,491.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 HAILEY ST, WEST MELBOURNE, FL 32904-8211

Mortgage

Document Number	0000059655,
Date	May 06, 2026
Instrument	2026..59655

Lender

Name	LENNAR MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2025	$9,800 Land $9,800	$9,800 Land $9,800

Flood & Wildfire

Source: FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432091, as of September 2026 · Last verified October 2026

Flood

Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2011–2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.