5178 Clay Whaley Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5178 Clay Whaley Rd, Saint Cloud, FL 34772 · Last verified August 2026

Property Highlights

Property Type	Vacant Land > Uncategorized
Lot Size	2,613 sqft (0.06 acres)
Occupancy	Owner Occupied
Last Sale	$321,000 (2026)
Tax Bill	$175.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`17-26-30-0134-0001-0430`
Alternative APN	`263017013400010430`

Exterior

Lot Area	2,613 sqft (0.06 acres)

Location & Zoning

Street Address	5178 CLAY WHALEY RD
City	SAINT CLOUD
State	FL
Zip	34772-7242
Property Usage	Vacant Land Property Usage
Type	Vacant Land > Uncategorized
Legal Description	EDGEWATER CROSS PRAIRIE PH 1 PB 36 PGS 115-123 LOT 43
Legal Subdivision	EDGEWATER CROSS PRAIRIE PHASE 1
Legal Lot Number	43
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1004
Census Tract	43209

Owner

Source: Osceola County records · APN 17-26-30-0134-0001-0430

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5178 CLAY WHALEY RD, SAINT CLOUD, FL 34772-7242
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 04, 2026 · Amount on Record
Deed Sale	Jun 04, 2026 · Amount on Record
Prior Sale	Nov 21, 2025 · Amount on Record
Deed Doc Number	202673568
Deed Book / Page	6982 / 2353
Record Refreshed	Sep 20, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 04, 2026
Property Address	5178 CLAY WHALEY RD, SAINT CLOUD, FL 34772-7242
Document Number	0000073568
Book / Page	6982 / 2353
Instrument Date	May 29, 2026
Instrument	202673568
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	LENNAR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$226,947.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5178 CLAY WHALEY RD, SAINT CLOUD, FL 34772-7242

Mortgage

Document Number	0000073569,
Date	Jun 04, 2026
Instrument	202673569

Lender

Name	LENNAR MORTGAGE LLC

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$175.00	$9,800 Land $9,800	$9,800 Land $9,800