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5189 Rowe Trl, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5189 Rowe Trl, Pace, FL 32571 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,650 sqft · built 1995
Owner2 Individual Names on File
Last Sale$162,500 (Mar 2002)
Tax Bill$3,281 (2024)
Deeds & MortgagesMay 2020 Line of Credit
Sep 2020 Sale
Flood ZoneZone X (minimal risk)
APN06-1N-29-5804-00B00-0400

Property Details

APN / Parcel Number

Primary APN06-1N-29-5804-00B00-0400

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,650 sqft Heated Area
Gross Area4,070 sqft
1st Floor Area3,178 sqft
FlooringWood
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Exterior MaterialStone
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area892 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number061N29580400B000400
Street Address5189 ROWE TRL
CityPACE
StateFL
Zip32571-9540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODBINE SPRINGS PLANTATION LO T 40 BLK B AS DES IN OR 1995 PG 1815 LESS 2/3 INT MINERAL RIGHTS
Legal Range29W
Legal Township01N
Legal Section06
Legal SubdivisionWOODBINE SPRINGS PLT
Legal BlockB
Legal Lot Number40
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group1
Census Block1002
Census Tract10707

Owner

Source: Santa Rosa County records · APN 06-1N-29-5804-00B00-0400

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5189 ROWE TRL, PACE, FL 32571-9540
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2020Deed of Trust, Mortgage · Line of Credit
CENTERSTATE BANK NA
Sep 10, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 25, 2002 · Amount on Record
Deed SaleMar 25, 2002 · Amount on Record
Prior SaleJan 25, 2001
Deed Document Number0199501815
Deed Book / Page01995 / 01815
Record UpdatedJun 08, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5189 ROWE TRL, PACE, FL 32571-9540
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039491336
DateMay 12, 2020
Book Page3949/1336
Instrument202022290
Lender
NameCENTERSTATE BANK NA
TypeBank
AddressMILTON, FL 32571
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueApr 14, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA ROSA FL
Recording DateSep 10, 2020
Property Address5189 ROWE TRL, PACE, FL 32571-9540
Document Number0040020597
Book / Page004002 / 000597
Instrument DateSep 10, 2020
Instrument47000
Transaction TypeTransfer
Record UpdatedOct 23, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,217.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5189 ROWE TRL PACE FL 325719540, PACE, FL 32571-9540

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$3,281.00 (+5.09%) Homeowner's exemption$286,386 (+3%)$429,499 (+5.43%) Land $109,000 Building $320,499
2023$3,122.00 (+2.56%) Homeowner's exemption$278,045 (+3%)$407,390 (+3.82%) Land $109,000 Building $298,390
2022$3,044.00 Homeowner's exemption$269,947$392,385 Land $109,000 Building $283,385

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130107071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 29 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims9 (1998–2020)
Claims Outside the SFHA6 of 9
Most Recent ClaimSep 2020, river or lake flooding, Hurricane Sally
Claims By Storm
  • Hurricane Sally, Sep 2020 · 3 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,351 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 212 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Mediacom CommunicationsCable1,000 / 50

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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