York County property record for 5196 Waterloo Dr, Fort Mill, SC 29708
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,983 sqft · built 2015 |
| Lot Size | 0.24 acres (10,475 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,489 (Apr 2016) |
| Tax Bill | $4,187 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 644-11-01-032 |
| Primary APN | 644-11-01-032 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,983 sqft Living Area |
| Gross Area | 3,592 sqft |
| 1st Floor Area | 2,119 sqft |
| 2nd Floor Area | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,475 sqft (0.24 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 169 sqft |
| Patio Area | 192 sqft |
| Street Address | 5196 WATERLOO DR |
|---|---|
| City | FORT MILL |
| State | SC |
| Zip | 29708-0080 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAMERON CREEK PH I LT# 175 |
| Legal Subdivision | CAMERON CREEK |
| Legal Lot Number | 175 |
| Jurisdiction | YORK SC |
| Township / Civil Division | FORT MILL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 61009 |
5196 Waterloo Dr is owned and occupied by an individual who bought it in April 2016.
Source: York County records, as of May 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5196 WATERLOO DR, FORT MILL, SC 29708-0080 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2016 · Amount on File |
| Deed Sale | Apr 1, 2016 · Amount on File |
| Deed Document Number | 2016336879 |
| Deed Book / Page | 15558 / 37 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 5196 WATERLOO DR, TEGA CAY, SC 29708-0080 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 1866200295 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 18662/295 |
| Instrument | 2020048867 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
The 2025 property tax bill for 5196 Waterloo Dr was $4,187.
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Municipality | Tega Cay City |
| Unified School District | York School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,187.00 | $16,582 Land $2,701 Building $13,881 | $552,500 Land $90,000 Building $462,500 |
| 2023 | $3,555.00 | $14,414 Land $3,200 Building $11,214 | $360,346 Land $80,000 Building $280,346 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5196 Waterloo Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5196 Waterloo Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEGA CAY serves 10,500 people · EPA ID SC4610008 |
|---|---|
| Water Source | Purchased surface water from RIVERVIEW RURAL CWS |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber · Cable in parts of the area | 8,000 / 8,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Google Fiber, Spectrum, Verizon.
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