5161 Waterloo Dr, Fort Mill, SC 29708 Property Records

York County property record for 5161 Waterloo Dr, Fort Mill, SC 29708

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,176 sqft · built 2017
Lot Size	0.122 acres (5,300 sqft)
Owner	2 Individual Names on File
Last Sale	$417,000 (Dec 2020)
Tax Bill	$4,957 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Feb 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`644-11-01-046`

Property Details

APN / Parcel Number

Primary APN	`644-11-01-046`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,176 sqft Living Area
Gross Area	4,069 sqft
1st Floor Area	1,588 sqft
2nd Floor Area	1,588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Lot Area	5,300 sqft (0.122 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	365 sqft

Location & Zoning

Street Address	5161 WATERLOO DR
City	FORT MILL
State	SC
Zip	29708-0080
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT# 152 CAMERON CREEK PHS 2
Legal Subdivision	CAMERON CREEK
Legal Lot Number	152
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	2
Census Block	2006
Census Tract	61009

Owner

5161 Waterloo Dr is owned and occupied by two individuals who bought it in December 2020.

Source: York County records, as of May 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5161 WATERLOO DR, FORT MILL, SC 29708-0080
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage · Line of Credit DISCOVER BANK
Feb 10, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK AND TRUST CO INC
Dec 29, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Jan 17, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage M&I FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2020 · Amount on File
Deed Sale	Dec 29, 2020 · Amount on File
Prior Sale	Jan 17, 2017 · Amount on File
Deed Document Number	202064250
Deed Book / Page	18874 / 76
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	5161 WATERLOO DR, TEGA CAY, SC 29708-0080
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2127300440
Date	Apr 26, 2024
Book Page	21273/440
Instrument	2024012691

Lender

Name	DISCOVER BANK
Type	Bank
Address	502 E MARKET ST, GREENWOOD, DE 19950

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 17, 2039

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	5161 WATERLOO DR, TEGA CAY, SC 29708-0080
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1806700160
Date	Feb 10, 2020
Book Page	18067/160
Instrument	2020005747

Lender

Name	FIRST CITIZENS BANK AND TRUST CO INC
Type	Bank
Address	FORT MILL, SC 29708

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 5, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Dec 29, 2020
Property Address	5161 WATERLOO DR, TEGA CAY, SC 29708-0080
Document Number	1887400076
Book / Page	18874 / 76
Map Reference	MB E369 PG 6-9
Instrument Date	Dec 28, 2020
Instrument	2020064250
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,542.90
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5161 WATERLOO DR, TEGA CAY, SC 29708-0080

Mortgage

Document Number	2020064251
Date	Dec 29, 2020
Instrument	2020064251

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

January 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Jan 17, 2017
Property Address	5161 WATERLOO DR, TEGA CAY, SC 29708-0080
Document Number	1619100302
Book / Page	016191 / 000302
Instrument Date	Jan 9, 2017
Instrument	375711
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,217.26
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5161 WATERLOO DR TEGA CAY SC 297080080, TEGA CAY, SC 29708-0080

Mortgage

Document Number	1619100304,
Date	Jan 17, 2017
Book Page	016191/000304
Instrument	375712

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5161 Waterloo Dr was $4,957.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Tega Cay City
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,957.00	$19,790 Land $2,995 Building $16,795	$594,700 Land $90,000 Building $504,700
2023	$4,218.00	$17,208 Land $3,200 Building $14,008	$430,211 Land $80,000 Building $350,211

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5161 Waterloo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5161 Waterloo Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEGA CAY serves 10,500 people · EPA ID SC4610008
Water Source	Purchased surface water from RIVERVIEW RURAL CWS
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber · Cable in parts of the area	8,000 / 8,000
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, Spectrum, Verizon.

Nearby Properties on Waterloo Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures