5195 Palms Rd, Casco, MI 48064 Property Records

St. Clair County property record for 5195 Palms Rd, Casco, MI 48064 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,172 sqft · built 1976
Lot Size	25.4 acres (1,106,424 sqft)
Owner	Company Name on File
Last Sale	$300,000 (Feb 2024)
Tax Bill	$2,530 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`74-12-025-1011-000`

Property Details

APN / Parcel Number

Primary APN	`74-12-025-1011-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,172 sqft Living Area
1st Floor Area	1,308 sqft
Basement Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	1,106,424 sqft (25.4 acres)
Lot Width	175 ft Width
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	5195 PALMS RD
City	CASCO
State	MI
Zip	48064-3904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT INT COR, TH N 00D 16M 42S W 679.84', TH N 89D 50M 40S W 1349.77', TH S 00D 08M E 677.86', TH S 89D 45M 40S E 1351.42' TO BEG AND BEG N 492.8' FROM W 1/4 COR, TH S 89D 52M E 1350.2' TH N 0D 8M W 173.3', TH N 89D 46M W 1349.81', TH S 175.65' TO
Legal Range	15E
Legal Township	04N
Legal Section	89
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CASCO
Census Block Group	1
Census Block	1023
Census Tract	651100

Owner

Source: St. Clair County records · APN 74-12-025-1011-000

Assessment roll updated October 7, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	430 S WATER ST, 2, MARINE CITY, MI 48039-3636
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 01, 2025	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 22, 2024	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 06, 2024	Quit Claim Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 11, 2024	Warranty Deed, Transfer
Dec 02, 2022	Intrafamily Transfer, Transfer
Apr 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 22, 2024 · Amount on Record
Deed Sale	Feb 22, 2024 · Amount on Record
Deed Document Number	20243007
Deed Book / Page	5692 / 420
Prior Transfer Date	Jan 25, 2024
Prior Transfer Doc	0005688832
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5195 PALMS RD, CASCO, MI 48064-3904
Transaction Type	Mortgage
Record Updated	Oct 14, 2025
Title Company	STEWART TITLE, STC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	899 WALNUT ST, LAKE ORION, MI 48362-2461

Mortgage

Document Number	0005856712
Date	Oct 01, 2025
Book Page	5856/712
Instrument	2025018634

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2055

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 22, 2024
Property Address	5195 PALMS RD, CASCO, MI 48064-3904
Document Number	0005692420
Book / Page	5692 / 420
Instrument Date	Feb 02, 2024
Instrument	2024003007
Transaction Type	Transfer
Record Updated	Mar 20, 2024
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	430 S WATER ST # ST2, ST2, MARINE CITY, MI 48039-3636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	899 WALNUT ST, LAKE ORION, MI 48362-2461

Mortgage

Document Number	2024002084
Date	Feb 22, 2024
Instrument	2024002084

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 06, 2024
Property Address	5195 PALMS RD, CASCO, MI 48064-3904
Document Number	0005688832
Book / Page	5688 / 832
Instrument Date	Jan 25, 2024
Instrument	2024002083
Transaction Type	Transfer
Record Updated	Mar 20, 2024
Title Company	ATA NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	671 SNOWBIRD CIR W, SAINT CLAIR, MI 48079-5592

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 S WATER ST STE 2, 2, MARINE CITY, MI 48039-3636

Mortgage

Document Number	0005688835
Date	Feb 06, 2024
Book Page	5688/835
Instrument	2024002084

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 11, 2024
Property Address	5195 PALMS RD, CASCO, MI 48064-3904
Document Number	0005682758
Book / Page	5682 / 758
Instrument Date	Jan 11, 2024
Instrument	2024000619
Transaction Type	Transfer
Record Updated	Jan 29, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	437 MARTINDALE CT, COTTRELLVILLE, MI 48039-2225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5195 PALMS ROAD, MARINE CITY, MI 48039

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 02, 2022
Property Address	5195 PALMS RD, CASCO, MI 48064-3904
Document Number	0005582734
Book / Page	5582 / 734
Instrument Date	Dec 02, 2022
Instrument	2022026596
Transaction Type	Transfer
Record Updated	Dec 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5195 PALMS RD, CASCO, MI 48064-3904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3195 PALMS RD, CASCO, MI 48064-1514

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5195 PALMS RD, CASCO, MI 48064-3904
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050510342
Date	Apr 29, 2019
Book Page	5051/342
Instrument	2019008649

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Casco Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,530.00 (-28.47%) Homeowner's exemption	$224,000 (+13.71%)
2024	$3,537.00 (+6.47%)		$448,000 (+13.71%)
2023		$197,000
2022	$3,322.00		$394,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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