5082 Palms Rd, Casco, MI 48064 Property Records

St. Clair County property record for 5082 Palms Rd, Casco, MI 48064 · Last verified October 2025

Property Summary

Property Type	Residential Vacant Land
Lot Size	8.13 acres (354,143 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Jul 2023)
Tax Bill	$1,402 (2024)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jul 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-12-026-2004-000`

Property Details

APN / Parcel Number

Primary APN	`74-12-026-2004-000`

Exterior

Lot Area	354,143 sqft (8.13 acres)

Location & Zoning

Account Number	74120262004000
Street Address	5082 PALMS RD
City	CASCO
State	MI
Zip	48064-3902
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	BEG S 689.79' FROM NE SEC COR, TH S 267', TH S 89D 33 1/2M W 1327.47', TH N 0D 12M E 267.01', TH N 89D 33 1/2M E 1326.54' TO
Legal Range	15E
Legal Township	04N
Legal Section	26
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CASCO
Census Block Group	1
Census Block	1002
Census Tract	651100

Owner

Source: St. Clair County records · APN 74-12-026-2004-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	58656 COGSWELL CT # 85, 85, NEW HAVEN, MI 48048-2805
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Jul 21, 2023	Warranty Deed, Transfer CRISLO TITLE COMPANY, CISLO TITLE CO
Jul 01, 2022	Land Contract, Transfer CRISLO TITLE COMPANY, CISLO TITLE CO
May 03, 2021	Warranty Deed, Transfer JBN TITLE, JB TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 21, 2023 · Amount on Record
Deed Sale	Jul 21, 2023 · Amount on Record
Prior Sale	Jul 21, 2023 · Amount on Record
Deed Document Number	2023012921
Deed Book / Page	5639 / 583
Record Updated	Jun 08, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 21, 2023
Property Address	5082 PALMS RD, CASCO, MI 48064-3902
Document Number	0005639583
Book / Page	5639 / 583
Instrument Date	Jul 07, 2023
Instrument	2023012921
Transaction Type	Transfer
Record Updated	Aug 08, 2023
Title Company	CISLO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$862.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	56655 HASTINGS DR, MACOMB, MI 48042-6221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58656 COGSWELL CT, NEW HAVEN, MI 48048-2805

Mortgage

Document Number	0005635679
Date	Jul 11, 2023
Book Page	5635/679
Instrument	2023012101

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Aug 01, 2028
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	1-Year T-Bill
Max Rate	11.2%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 21, 2023
Property Address	5082 PALMS RD, CASCO, MI 48064-3902
Document Number	0005639581
Book / Page	5639 / 581
Instrument Date	Jul 07, 2023
Instrument	2023012920
Transaction Type	Transfer
Record Updated	Aug 08, 2023
Title Company	CRISLO TITLE COMPANY, CISLO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4244 GLOUCESTER DR, STERLING HEIGHTS, MI 48310-3160

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58656 COGSWELL CT, NEW HAVEN, MI 48048-2805

July 2022: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 01, 2022
Property Address	5082 PALMS RD, CASCO, MI 48064-3902
Document Number	0005538775
Book / Page	5538 / 775
Instrument Date	Jun 24, 2022
Instrument	2022016083
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	CRISLO TITLE COMPANY, CISLO TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6289 BECK RD, VAN BUREN TWP, MI 48111-1182

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56655 HASTINGS DR, MACOMB, MI 48042-6221

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 03, 2021
Property Address	5082 PALMS RD, CASCO, MI 48064-3902
Document Number	0005361235
Book / Page	5361 / 235
Instrument Date	Apr 16, 2021
Instrument	2021013599
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	JBN TITLE, JB TITLE

Transaction

Amount	Amount Recorded
Tax	$555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27241 EDWARD ST, ROSEVILLE, MI 48066-2801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6289 BECK RD, VAN BUREN TWP, MI 48111-1182

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Casco Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,400 (+20.86%)
2024	$1,402.00 (+3.85%)		$78,800 (+20.86%)
2023		$32,600
2022	$1,350.00		$65,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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