Washington County property record for 5192 Pine Ridge Dr, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,696 sqft · built 2000 |
| Lot Size | 2.21 acres (96,398 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $452,900 (May 2026) |
| Tax Bill | $1,758 (2025) |
| Deeds & Mortgages | May 2026 Sale Nov 2025 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 000031360424 |
| Primary APN | 000031360424 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,696 sqft Living Area |
| Gross Area | 2,691 sqft |
| 1st Floor Area | 1,696 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 96,398 sqft (2.21 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Florida Room |
| Porch Area | 511 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5192 PINE RIDGE DR |
|---|---|
| City | CHIPLEY |
| State | FL |
| Zip | 32428-5573 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 24 & 25 PINE LAKE EST PHASE III 4.18 AC ORB 307 P 321 & ORB 396 P 56 |
| Legal Range | 14W |
| Legal Township | 01S |
| Legal Section | 29 |
| Legal Subdivision | PINE LAKE ESTATES PHASE III |
| Legal Phase | 3 |
| Legal Block | 24 |
| Legal Lot Number | 24,25 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1332 |
| Census Tract | 970301 |
Source: Washington County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5192 PINE RIDGE DR, CHIPLEY, FL 32428-5573 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 29, 2026 | Warranty Deed, Transfer PANHANDLE LAND TITLE LLC, PANHANDLE LAND TITLE |
| Nov 18, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FIVE STAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on Record |
| Deed Sale | May 29, 2026 · Amount on Record |
| Deed Document Number | 20264157 |
| Deed Book / Page | 1372 / 632 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | May 29, 2026 |
| Property Address | 5192 PINE RIDGE DR, CHIPLEY, FL 32428-5573 |
| Document Number | 0000004157 |
| Book / Page | 1372 / 632 |
| Instrument Date | May 29, 2026 |
| Instrument | 20264157 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | PANHANDLE LAND TITLE LLC, PANHANDLE LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $320,200.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5192 PINE RIDGE DR, CHIPLEY, FL 32428-5573 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 5192 PINE RIDGE DR, CHIPLEY, FL 32428-5573 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5192 PINE RIDGE DR, CHIPLEY, FL 32428-5573 |
| Document Number | 0067008333 |
|---|---|
| Date | Nov 18, 2025 |
| Book Page | 1354/237 |
| Instrument | 202567008333 |
| Name | FIVE STAR CU |
|---|---|
| Type | Credit Union |
| Address | 5105 MONTGOMERY HWY, DOTHAN, AL 36303 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 20, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.54% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 4.54% |
| Max Rate At Change | 8.54% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 11.5% |
Source: Washington County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,758.00 (+2.93%) Homeowner's exemption | $167,791 (-4.5%) | $311,954 (+9.15%) Land $90,300 Building $221,654 |
| 2024 | $1,708.00 (+7.62%) Homeowner's exemption | $175,702 (+11.37%) | $285,794 (+18.85%) Land $88,200 Building $197,594 |
| 2023 | $1,587.00 (+5.38%) Homeowner's exemption | $157,769 (+5.15%) | $240,470 (+11.04%) Land $60,000 Building $180,470 |
| 2022 | $1,506.00 Homeowner's exemption | $150,048 | $216,564 Land $52,000 Building $164,564 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 16 (1994–2021) |
| Claims Outside the SFHA | 9 of 16 |
| Most Recent Claim | Nov 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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