5191 Fern Dr, Loretto, MN 55357 Property Records

Hennepin County property record for 5191 Fern Dr, Loretto, MN 55357

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.25 ba · 2,006 sqft · built 1985
Lot Size1.61 acres (70,132 sqft)
Owner2 Individual Names on Record
Last Sale$390,000 (Nov 2016)
Tax Bill$7,564 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-118-24-42-0029

Property Details

APN / Parcel Number

Primary APN01-118-24-42-0029

Interior

Bedrooms4 Beds
Full Baths3.25 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,006 sqft Living Area
Gross Area3,615 sqft
1st Floor Area1,010 sqft
2nd Floor Area996 sqft
Basement Area697 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1990
Exterior MaterialWood
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area70,132 sqft
Lot Width17 ft Width
View / LotLake Front
Garage TypeAttached
Garage Area744 sqft

Exterior Amenities

PorchEnclosed Porch
Porch Area300 sqft
Deck Area581 sqft
Patio Area580 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Street Address5191 FERN DR
CityLORETTO
StateMN
Zip55357-9508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 003 BLOCK 001 A FERNWOOD HILLS LOT 3 AND SLY 31.65 FT OF LOT 2 AS MEAS ALONG THE E AND W LINES THOF ALSO THAT PART OF LOT 1 LYING SLY OF A LINE WHICH BEARS S 83 DEG 56 MIN W T IRREGULAR
Legal Range24
Legal Township118
Legal Section01
Legal Quarter42
Legal SubdivisionFERNWOOD HILLS
Legal Block1
Legal Lot Number3
JurisdictionHENNEPIN MN
Township / Civil DivisionINDEPENDENCE
Census Block Group3
Census Block3005
Census Tract27002

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5191 FERN DR, LORETTO, MN 55357-9508
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 21, 2016 · Amount on Record
Deed SaleNov 21, 2016 · Amount on Record
Prior SaleSep 26, 2013 · Amount on Record
Deed Document Number201610383408
Last Transfer DateDec 9, 2020
Transfer Doc0010891747
Record UpdatedOct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHENNEPIN MN
Recording DateDec 28, 2020
Property Address5191 FERN DR, LORETTO, MN 55357-9508
Document Number0010891747
Instrument DateDec 9, 2020
Instrument10891747
Transaction TypeTransfer
Record UpdatedFeb 1, 2021
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$2.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5191 FERN DR LORETTO MN 553579508, LORETTO, MN 55357-9508

Mortgage

Document Number10891748
DateDec 28, 2020
Instrument10891748
Lender
NameTRADITION MTG
TypeMortgage Company
AddressLAKEVILLE, MN 55044
Agreement
AmountAmount Recorded
Term360 Months
DueDec 27, 2050

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityIndependence City
Unified School DistrictDelano Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,564.00 (+14.28%)$621,100 (+14.81%) Land $208,000 Building $413,100$621,100 (+14.81%) Land $208,000 Building $413,100
2023$6,619.00 Homeowner's exemption
2022$541,000 Land $172,000 Building $369,000$541,000 Land $172,000 Building $369,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Fiber
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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