Hennepin County property record for 5188 Fern Dr, Loretto, MN 55357
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,268 sqft · built 1978 |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,764 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-118-24-42-0016 |
| Primary APN | 01-118-24-42-0016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,268 sqft Living Area |
| Gross Area | 2,866 sqft |
| 1st Floor Area | 1,268 sqft |
| Basement Area | 734 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Foyer |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 50,094 sqft |
| Lot Dimensions | 300 ft deep x 17 ft wide |
| Garage Type | Attached |
| Garage Area | 864 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | 384 sqft |
| Patio Area | 384 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Space Heater |
| Street Address | 5188 FERN DR |
|---|---|
| City | LORETTO |
| State | MN |
| Zip | 55357-9508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 002 BLOCK 002 A FERNWOOD HILLS W150X300X217X262 |
| Legal Range | 24 |
| Legal Township | 118 |
| Legal Section | 01 |
| Legal Quarter | 42 |
| Legal Subdivision | FERNWOOD HILLS |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 27002 |
5188 Fern Dr is owned and occupied by two individuals.
Source: Hennepin County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5188 FERN DR, LORETTO, MN 55357-9508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 5188 Fern Dr was $4,764 with a homeowner's exemption.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Independence City |
| Unified School District | Delano Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,764.00 | $415,700 Land $135,000 Building $280,700 | $415,700 Land $135,000 Building $280,700 |
| 2023 | $4,725.00 Homeowner's exemption | ||
| 2022 | $394,000 Land $120,000 Building $274,000 | $394,000 Land $120,000 Building $274,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5188 Fern Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5188 Fern Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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