Navajo County property record for 5190 Tharp Rd, Snowflake, AZ 85937
| Property Type | Single Family Home |
|---|---|
| Details | 4,778 sqft · built 2006 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $336,000 (Oct 2021) |
| Tax Bill | $1,437 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 202-30-004D |
| Primary APN | 202-30-004D |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,778 sqft Living Area |
| Gross Area | 5,758 sqft |
| 1st Floor Area | 3,758 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft |
| Garage Type | Attached |
| Garage Area | 980 sqft |
| Deck Area | Deck Area |
| Patio Area | 1,062 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 5190 THARP RD |
|---|---|
| City | SNOWFLAKE |
| State | AZ |
| Zip | 85937-6297 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNICIPAL |
| Legal Description | SECTION 19,T13N,R21E:BEG SW COR;TH N89DG4853 E 520.88TPOB; TH N 89DG4853 E 520.87;TH N0DG14W 418.14; TH S89DG4853 W 520.87; TH S0DG14E 418.14TPOB OUT OF 202-30-004A FOR 93 ROLL |
| Legal Range | 21E |
| Legal Township | 13N |
| Legal Section | 19 |
| Jurisdiction | NAVAJO AZ |
| Township / Civil Division | SNOWFLAKE |
| Census Block Group | 3 |
| Census Block | 3133 |
| Census Tract | 963300 |
5190 Tharp Rd is owned and occupied by two individuals who bought it in October 2021.
Source: Navajo County records, as of June 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5190 THARP RD, SNOWFLAKE, AZ 85937-6297 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2021 · Amount on File |
| Deed Sale | Oct 25, 2021 · Amount on File |
| Deed Document Number | 202124220 |
| Prior Transfer Date | Jan 30, 2009 |
| Prior Transfer Doc | 0000005242 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Property Address | 5190 THARP RD, SNOWFLAKE, AZ 85937-6297 |
| Document Number | 0000001172 |
| Instrument Date | Jan 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2020 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 5190 THARP RD SNOWFLAKE AZ 859376297, SNOWFLAKE, AZ 85937-6297 |
| Document Number | 0000001172 |
|---|---|
| Date | Jan 27, 2020 |
| Instrument | 1172 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 26, 2050 |
The 2025 property tax bill for 5190 Tharp Rd was $1,437.
Source: Navajo County assessment roll, as of June 12, 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Navajo County |
| Municipality | Snowflake Town |
| Unified School District | Snowflake Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2027 | $686,005 Land $43,912 Building $642,093 | ||
| 2025 | $1,437.00 | $60,046 Land $3,779 Building $56,267 | $600,460 Land $37,789 Building $562,671 |
| 2023 | $1,346.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5190 Tharp Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2007) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2007 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5190 Tharp Rd is moderate, ranking above 52% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 41% of Arizona |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SNOWFLAKE serves 5,590 people · EPA ID AZ0409029 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Smith Bagley Fixed Wireless | 100 / 100 |
5G (outdoors only) and 4G LTE
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