5119 Tharp Rd, Snowflake, AZ 85937 Property Records

Navajo County property record for 5119 Tharp Rd, Snowflake, AZ 85937

Property Summary

Property Type	Mobile Home
Details	1,688 sqft · built 2008
Lot Size	3.06 acres (133,729 sqft)
Owner	2 Individual Names on File
Tax Bill	$930 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`202-20-013C`

Property Details

APN / Parcel Number

Primary APN	`202-20-013C`

Interior

Stories	1 Story
Building Area	1,688 sqft Living Area
1st Floor Area	120 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Mobile Home
Construction Type	Wood
Lot Area	133,729 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	5119 THARP RD
City	SNOWFLAKE
State	AZ
Zip	85937-6401
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	SECTION 30,T13N,R21E:LOT 26 ; LESS 1.00 AC TO 013A & LESS 1.00 AC TO 013B PER (2020-16305); OUT OF 202-20-013 FOR 2021 ROLL MH 2 008 REDMAN 28X56 VIN# 15700PH006578A&B 2007-26538
Legal Range	21E
Legal Township	13N
Legal Section	30
Legal Lot Number	26
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	3
Census Block	3164
Census Tract	963300

Owner

5119 Tharp Rd, a mobile home, is owned and occupied by two individuals.

Source: Navajo County records, as of June 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5119 THARP RD, SNOWFLAKE, AZ 85937-6401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BK/AZ
Mar 31, 2017	Warranty Deed, Transfer · Conventional Mortgage LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	5119 THARP RD, SNOWFLAKE, AZ 85937-6401
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003802
Date	Mar 18, 2026
Instrument	2026-03802

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	5119 THARP RD, SNOWFLAKE, AZ 85937-6401
Document Number	0000005607
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	May 4, 2020
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5119 THARP RD SNOWFLAKE AZ 859376401, SNOWFLAKE, AZ 85937-6401

Mortgage

Document Number	0000005607
Date	Apr 8, 2020
Instrument	5607

Lender

Name	NATIONAL BK/AZ
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 7, 2035

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Mar 31, 2017
Property Address	5119 THARP RD, SNOWFLAKE, AZ 85937-6401
Document Number	0000004455
Instrument Date	Jan 18, 2017
Instrument	2017-04455
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4718 E CHAMBERS ST, PHOENIX, AZ 85040-4132

Mortgage

Document Number	, 2017-04456
Date	Mar 31, 2017
Instrument	2017-04456

Lender

Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5119 Tharp Rd was $930.

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Snowflake Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$251,622 Land $30,821 Building $220,801
2025	$930.00	$38,365 Land $2,636 Building $35,729	$383,645 Land $26,360 Building $357,285
2023	$871.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5119 Tharp Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5119 Tharp Rd is moderate, ranking above 51% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 40% of Arizona
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Smith Bagley Fixed Wireless	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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