Clay County property record for 519 Thomas St, Vermillion, SD 57069
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,819 sqft · built 1964 |
| Lot Size | 0.415 acres (18,090 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Nov 2021) |
| Tax Bill | $5,888 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Jan 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15470-00800-040-00 |
| Primary APN | 15470-00800-040-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,819 sqft Living Area |
| Gross Area | 3,132 sqft |
| 1st Floor Area | 1,566 sqft |
| Basement Area | 1,566 sqft |
| Finished Basement | 1,253 sqft |
| Unfinished Basement | 1,566 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Block |
| Roof Material | Metal |
| Lot Area | 18,090 sqft (0.415 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 519 THOMAS ST |
|---|---|
| City | VERMILLION |
| State | SD |
| Zip | 57069-3536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 10 OF LOT 2 & ALL OF LOT 3 & N 25 OF LOT 4 BLK 8 MEISENHOLDERS 3 RD |
| Legal Subdivision | MEISENHOLDERS 3RD ADDITION |
| Legal Block | 8 |
| Legal Lot Number | 2-4 |
| Jurisdiction | CLAY SD |
| Township / Civil Division | VERMILLION |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 965700 |
519 Thomas St is owned and occupied by two individuals who bought it in November 2021.
Source: Clay County records, as of April 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 519 THOMAS ST, VERMILLION, SD 57069-3536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST DAKOTA NATIONAL BANK |
| Jan 21, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| Oct 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2021 · Amount on File |
| Deed Sale | Nov 19, 2021 · Amount on File |
| Prior Sale | Aug 31, 2005 |
| Deed Document Number | 2021146612 |
| Deed Book / Page | 82 / 504 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY SD |
| Recording Date | Nov 19, 2021 |
| Property Address | 519 THOMAS ST, VERMILLION, SD 57069-3536 |
| Document Number | 000D82/504 |
| Book / Page | D82 / 504 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 146612 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 519 THOMAS ST, VERMILLION, SD 57069-3536 |
| Document Number | 0000146613 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 146613 |
| Name | FIRST DAKOTA NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY SD |
| Property Address | 519 THOMAS ST, VERMILLION, SD 57069-3536 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | MT144/323 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | MT144/323 |
| Instrument | 144526 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY SD |
| Property Address | 519 THOMAS ST, VERMILLION, SD 57069-3536 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | MT143/869 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | MT143/869 |
| Instrument | 143864 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2035 |
The 2025 property tax bill for 519 Thomas St was $5,888.
Source: Clay County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Clay County |
| Municipality | Vermillion City |
| Unified School District | Vermillion School District 13-1 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,888.00 | $325,818 Land $35,999 Building $289,819 |
| 2023 | $5,377.00 (+11.05%) | $255,672 Land $31,296 Building $224,376 |
| 2022 | $4,842.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 519 Thomas St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 519 Thomas St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERMILLION serves 11,695 people · EPA ID SD4600342 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber | 5,000 / 5,000 |
| Midco Cable | 1,250 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
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