Clay County property record for 503 Thomas St, Vermillion, SD 57069
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,872 sqft · built 1963 |
| Lot Size | 0.308 acres (13,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $222,000 (Jan 2022) |
| Tax Bill | $5,098 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15470-00800-010-00 |
| Primary APN | 15470-00800-010-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,872 sqft Living Area |
| Gross Area | 3,744 sqft |
| 1st Floor Area | 1,872 sqft |
| Basement Area | 1,872 sqft |
| Unfinished Basement | 1,872 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Block |
| Roof Material | Composition Shingle |
| Lot Area | 13,400 sqft (0.308 acres) |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 503 THOMAS ST |
|---|---|
| City | VERMILLION |
| State | SD |
| Zip | 57069-3536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLK 8 MEISENHOLDERS 3RD |
| Legal Subdivision | MEISENHOLDERS 3RD ADDITION |
| Legal Block | 8 |
| Legal Lot Number | 1 |
| Jurisdiction | CLAY SD |
| Township / Civil Division | VERMILLION |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 965700 |
Source: Clay County records, as of April 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 503 THOMAS ST, VERMILLION, SD 57069-3536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 3, 2022 | Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK |
| Apr 9, 2021 | Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB |
| Jun 11, 2019 | Warranty Deed, Transfer · Commercial Mortgage BANK OF DIXON COUNTY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2022 · Amount on Record |
| Deed Sale | Jan 3, 2022 · Amount on Record |
| Prior Sale | Apr 9, 2021 · Amount on Record |
| Deed Document Number | 2022146940 |
| Deed Book / Page | 82 / 575 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY SD |
| Recording Date | Jan 3, 2022 |
| Property Address | 503 THOMAS ST, VERMILLION, SD 57069-3536 |
| Document Number | 000D82/575 |
| Book / Page | D82 / 575 |
| Instrument Date | Jan 3, 2022 |
| Instrument | 146940 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $222.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 503 THOMAS ST, VERMILLION, SD 57069-3536 |
| Document Number | 0000146941 |
|---|---|
| Date | Jan 3, 2022 |
| Instrument | 146941 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY SD |
| Recording Date | Apr 9, 2021 |
| Property Address | 503 THOMAS ST, VERMILLION, SD 57069-3536 |
| Document Number | D82/85 |
| Book / Page | D82 / 85 |
| Instrument Date | Apr 7, 2021 |
| Instrument | 145082 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 933 VALLEY VIEW DR, 933, VERMILLION, SD 57069-3546 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 503 THOMAS ST, VERMILLION, SD 57069-3536 |
| Document Number | 0MT144/689 |
|---|---|
| Date | Apr 9, 2021 |
| Book Page | MT144/689 |
| Instrument | 145083 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY SD |
| Recording Date | Jun 11, 2019 |
| Property Address | 503 THOMAS ST, VERMILLION, SD 57069-3536 |
| Document Number | D81/078 |
| Book / Page | D81 / 078 |
| Instrument Date | Jun 5, 2019 |
| Instrument | 140907 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 204 CENTER ST APT 101, 101, VERMILLION, SD 57069-2178 |
| Document Number | 140908 |
|---|---|
| Date | Jun 11, 2019 |
| Instrument | 140908 |
| Name | BANK OF DIXON COUNTY |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate | 6.35% |
|---|
Source: Clay County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Clay County |
| Municipality | Vermillion City |
| Unified School District | Vermillion School District 13-1 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,098.00 (+9.75%) | $282,571 (+27.69%) Land $26,666 Building $255,905 |
| 2023 | $4,645.00 (+15.55%) | $221,302 Land $23,182 Building $198,120 |
| 2022 | $4,020.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERMILLION serves 11,695 people · EPA ID SD4600342 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber | 5,000 / 5,000 |
| Midco Cable | 1,250 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
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