519 Spruce St, Mount Morris, MI 48458 Property Records

Genesee County property record for 519 Spruce St, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1940
Lot Size	0.126 acres (5,489 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Jun 2026)
Tax Bill	$1,924 (2025)
Deeds & Mortgages	Jun 2026 Sale Oct 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`57-12-527-063`

Property Details

APN / Parcel Number

Primary APN	`57-12-527-063`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	832 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	5,489 sqft (0.126 acres)
Lot Dimensions	100 ft deep x 55 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	519 SPRUCE ST
City	MOUNT MORRIS
State	MI
Zip	48458-1940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SF PUD
Legal Description	LOT 84 PLAT OF BUENA VISTA
Legal Subdivision	PLAT
Legal Lot Number	84
Jurisdiction	GENESEE MI
Township / Civil Division	MOUNT MORRIS
Census Block Group	2
Census Block	2023
Census Tract	12310

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7154 N LINDEN RD, MOUNT MORRIS, MI 48458-9342
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Warranty Deed, Transfer LIBERTY TITLE
Oct 15, 2025	Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK NA
Sep 7, 2022	Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK NA
May 5, 2020	Warranty Deed, Transfer MASON BURGESS TITLE AGENCY
May 5, 2017	Quit Claim Deed, Transfer CISLO TITLE, CISIO TITLE COMPANY
Mar 2, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	May 5, 2020 · Amount on Record
Deed Document Number	202639686
Prior Transfer Date	May 5, 2017
Prior Transfer Doc	0000037678
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jun 29, 2026
Property Address	519 SPRUCE ST, MOUNT MORRIS, MI 48458-1940
Document Number	0000039686
Instrument Date	Jun 17, 2026
Instrument	202639686
Transaction Type	Transfer
Record Updated	Jul 27, 2026
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Tax	$86,860.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7154 N LINDEN RD, MOUNT MORRIS, MI 48458-9342

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	519 SPRUCE ST, MOUNT MORRIS, MI 48458-1940
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 SPRUCE ST, MOUNT MORRIS, MI 48458-1940

Mortgage

Document Number	0000017324
Date	Oct 15, 2025
Instrument	202510150017324

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02940

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	295 Months
Due	May 1, 2050

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	519 SPRUCE ST, MOUNT MORRIS, MI 48458-1940
Transaction Type	Mortgage
Record Updated	Sep 16, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 SPRUCE ST, MOUNT MORRIS, MI 48458-1940

Mortgage

Document Number	0000060151
Date	Sep 7, 2022
Instrument	202209070060151

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	GLEN ALLEN, VA 23059

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	May 1, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	May 5, 2020
Property Address	519 SPRUCE ST, MOUNT MORRIS, MI 48458-1940
Document Number	0000033933
Map Reference	LB 5 PG 32
Instrument Date	Apr 10, 2020
Instrument	202005050033933
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$503.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	May 5, 2017
Property Address	519 SPRUCE ST, MOUNT MORRIS, MI 48458-1940
Document Number	0000037678
Instrument Date	May 5, 2017
Instrument	37678
Transaction Type	Transfer
Record Updated	May 12, 2017
Title Company	CISLO TITLE, CISIO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 SPRUCE ST MOUNT MORRIS MI 484581940, MOUNT MORRIS, MI 48458-1940

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GENESEE MI
Recording Date	Mar 2, 2017
Property Address	519 SPRUCE ST, MOUNT MORRIS, MI 48458-1940
Document Number	0000012604
Instrument Date	Feb 28, 2017
Instrument	12604
Transaction Type	Transfer
Record Updated	Mar 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$197.80
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1359 E FRANCES RD MOUNT MORRIS MI 484581226, MOUNT MORRIS, MI 48458-1226

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Mount Morris City
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,000 (+14.02%) Land $2,700 Building $58,300	$122,000 (+14.02%) Land $5,400 Building $116,600
2025	$1,924.00 (+2.07%) Homeowner's exemption	$53,500 (+11.92%)	$107,000 (+11.92%)
2024	$1,885.00 (+10.23%)
2023		$47,800	$95,600
2021	$1,710.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT MORRIS serves 3,086 people · EPA ID MI0004520
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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