461 Spruce St, Mount Morris, MI 48458 Property Records

Genesee County property record for 461 Spruce St, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 954 sqft · built 1970
Lot Size	0.126 acres (5,489 sqft)
Owner	Individual Name on File
Last Sale	$93,500 (Aug 2021)
Tax Bill	$1,311 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`57-12-527-061`

Property Details

APN / Parcel Number

Primary APN	`57-12-527-061`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	954 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	5,489 sqft (0.126 acres)
Lot Dimensions	100 ft deep x 55 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	461 SPRUCE ST
City	MOUNT MORRIS
State	MI
Zip	48458-1938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SF PUD
Legal Description	LOT 82 PLAT OF BUENA VISTA
Legal Subdivision	PLAT
Legal Lot Number	82
Jurisdiction	GENESEE MI
Township / Civil Division	MOUNT MORRIS
Census Block Group	2
Census Block	2029
Census Tract	12310

Owner

Source: Genesee County records · APN 57-12-527-061

Assessment roll updated October 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	461 SPRUCE ST, MOUNT MORRIS, MI 48458-1938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 03, 2021 · Amount on Record
Deed Sale	Aug 03, 2021 · Amount on Record
Prior Sale	Dec 14, 2010 · Amount on Record
Deed Document Number	2021080365116
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Aug 03, 2021
Property Address	461 SPRUCE ST, MOUNT MORRIS, MI 48458-1938
Document Number	202108030065116
Map Reference	LB 5 PG 32
Instrument Date	Jul 13, 2021
Instrument	202108030065116
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	MICHIGAN SHORES TITLE AGENCY, MICHIGAN MOVES TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$804.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	461 SPRUCE ST, 461, MOUNT MORRIS, MI 48458-1938

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10210 CHARTER OAKS DR, DAVISON, MI 48423-3204

Mortgage

Document Number	202108030065117
Date	Aug 03, 2021
Instrument	202108030065117

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Mount Morris City
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,311.00 (-30.23%) Homeowner's exemption	$44,400 (+0.91%)	$88,800 (+0.91%)
2024	$1,879.00 (+78.78%)
2023		$44,000	$88,000
2021	$1,051.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 19, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Based on FCC filings for 489 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MOUNT MORRIS serves 3,086 people
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.