519 River Run Ln, Sparta, NC 28675 Property Records

Alleghany County property record for 519 River Run Ln, Sparta, NC 28675

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,987 sqft · built 1994
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on Record
Tax Bill	$1,132 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3080573140`

Property Details

APN / Parcel Number

Primary APN	`3080573140`
Alternative APN	`8618`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,987 sqft Living Area
1st Floor Area	1,987 sqft
Basement Area	30 sqft
Unfinished Basement	1,587 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	25,265 sqft (0.58 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	287 sqft
Deck Area	398 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8618
Street Address	519 RIVER RUN LN
City	SPARTA
State	NC
Zip	28675-9651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	#1-H ALLGHNY MANOR
Legal Subdivision	ALLEGHANY MANOR
Legal Block	001
Legal Lot Number	1-H
Jurisdiction	ALLEGHANY NC
Township / Civil Division	GAP CIVIL
Census Block Group	2
Census Block	2010
Census Tract	950200

Owner

Source: Alleghany County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	519 RIVER RUN LN, SPARTA, NC 28675-9651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Mar 7, 2018	Deed of Trust, Mortgage BRANCH BANKING & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 19, 2010
Transfer Doc	336/0779
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	519 RIVER RUN LN, SPARTA, NC 28675-9651
Transaction Type	Mortgage
Record Updated	Aug 12, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	420/1503
Date	Jul 27, 2021
Book Page	420/1503
Instrument	2176

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	519 RIVER RUN LN, SPARTA, NC 28675-9651
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	401/255
Date	Jul 11, 2019
Book Page	401/255
Instrument	1403

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2039

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	519 RIVER RUN LN, SPARTA, NC 28675-9651
Transaction Type	Mortgage
Record Updated	Apr 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000390/0000001404
Date	Mar 7, 2018
Book Page	0000000390/0000001404
Instrument	000000000317

Lender

Name	BRANCH BANKING & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded
Term	178 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,132.00 (+0.89%)	$163,400 (-) Land $27,900 Building $135,500	$163,400 (-) Land $27,900 Building $135,500
2025	$1,122.00	$163,400 (-) Land $27,900 Building $135,500
2023		$163,400 Land $27,900 Building $135,500	$163,400 (-) Land $27,900 Building $135,500
2021			$163,400 Land $27,900 Building $135,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPARTA serves 1,900 people · EPA ID NC0103010
Water Source	Purchased surface water from VIRGINIA CAROLINA WATER AUTHORITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	2.05 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE only, no 5G reported

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