175 River Run Ln, Sparta, NC 28675 Property Records

Alleghany County property record for 175 River Run Ln, Sparta, NC 28675

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,745 sqft · built 2000
Lot Size	2.42 acres (105,415 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (Aug 2021)
Tax Bill	$2,768 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3080556502`

Property Details

APN / Parcel Number

Primary APN	`3080556502`
Alternative APN	`78777`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	3,745 sqft Living Area
1st Floor Area	1,257 sqft
Basement Area	1,257 sqft
Unfinished Basement	651 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Exterior Material	Brick
Lot Area	105,415 sqft (2.42 acres)
View / Lot	Waterfront
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	12 sqft
Deck Area	374 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	78777
Street Address	175 RIVER RUN LN
City	SPARTA
State	NC
Zip	28675-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	#19-M ALLGHNY MANOR
Legal Subdivision	ALLEGHANY MANOR
Legal Block	001
Legal Lot Number	19-M
Jurisdiction	ALLEGHANY NC
Township / Civil Division	GAP CIVIL
Census Block Group	2
Census Block	2010
Census Tract	950200

Owner

Source: Alleghany County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	175 RIVER RUN LN, SPARTA, NC 28675-9611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Line of Credit BAY BANK TRUST COMPANY
Aug 3, 2021	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Mar 9, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2021 · Amount on Record
Deed Sale	Aug 3, 2021 · Amount on Record
Deed Document Number	20212226
Deed Book / Page	421 / 234
Prior Transfer Date	Dec 3, 2013
Prior Transfer Doc	363/0642
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Recording Date	Sep 15, 2026
Property Address	175 RIVER RUN LN, SPARTA, NC 28675-9611
Document Number	0000004478
Book / Page	457 / 938
Instrument Date	Sep 4, 2026
Instrument	20264478
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	STEWART GUARANTY TITLE, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 RIVER RUN LN, SPARTA, NC 28675-9611

Mortgage

Document Number	0000004478,
Date	Sep 15, 2026
Book Page	457/938
Instrument	20264478

Lender

Name	BAY BANK TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Aug 3, 2021
Property Address	175 RIVER RUN LN, SPARTA, NC 28675-9611
Document Number	421/234
Book / Page	421 / 234
Map Reference	MB 9 PG 25
Instrument Date	Jul 21, 2021
Instrument	2226
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	998 COUNTY LINE RD, LAUREL SPRINGS, NC 28644-9631

Mortgage

Document Number	2227
Date	Aug 3, 2021
Instrument	2227

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGHANY NC
Recording Date	Mar 9, 2017
Property Address	175 RIVER RUN LN, SPARTA, NC 28675-9611
Document Number	384/0318
Book / Page	384 / 0318
Map Reference	PL 9 PG 25
Instrument Date	Mar 1, 2017
Instrument	00423
Transaction Type	Transfer
Record Updated	Jul 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 RIVER RUN LN, SPARTA, NC 28675-9611

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,768.00 (+0.14%)	$420,000 (-) Land $93,400 Building $326,600	$420,000 (-) Land $93,400 Building $326,600
2025	$2,764.00	$420,000 (-) Land $93,400 Building $326,600
2023		$420,000 Land $93,400 Building $326,600	$420,000 (-) Land $93,400 Building $326,600
2021			$420,000 Land $93,400 Building $326,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE only, no 5G reported

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