519 Joy Ln, Denison, TX 75021 Property Records

Grayson County property record for 519 Joy Ln, Denison, TX 75021

Property Summary

Property Type	Single Family Home
Details	911 sqft · built 1962
Lot Size	0.193 acres (8,398 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Oct 2020)
Tax Bill	$791 (2024)
Deeds & Mortgages	Sep 2021 Transfer Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D050 3182029`

Property Details

APN / Parcel Number

Primary APN	`D050 3182029`
Alternative APN	`151266`

Interior

Stories	1 Story
Building Area	911 sqft Living Area
Gross Area	1,262 sqft
1st Floor Area	911 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1990
Lot Area	8,398 sqft (0.193 acres)
Garage Type	Attached
Garage Area	351 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	68 sqft
Utility Building	120 sqft

Location & Zoning

Street Address	519 JOY LN
City	DENISON
State	TX
Zip	75021-7823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADY ACRES 1ST ADDN, BLOCK 3, LOT 18, ACRES .1928
Legal Subdivision	SHADY ACRES 1ST ADDN
Legal Block	3
Legal Lot Number	18
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	2
Census Block	2013
Census Tract	600

Owner

519 Joy Ln is owned and occupied by an individual who acquired it in September 2021.

Source: Grayson County records, as of September 18, 2025

Owner of Record	Individual Name on File
Mailing Address	519 JOY LN, DENISON, TX 75021-7823
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Gift Deed, Transfer
Oct 1, 2020	Vendor's Lien, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Apr 17, 2017	Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO
Apr 17, 2017	Warranty Deed, Transfer GRAYSON COUNTY TITLE COMPANY, GRAYSON COUNTY TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2020 · Amount on File
Deed Sale	Oct 1, 2020 · Amount on File
Prior Sale	Apr 17, 2017 · Amount on File
Deed Document Number	202026709
Last Transfer Date	Sep 16, 2021
Transfer Doc	0000031831
Record Updated	Sep 20, 2026

September 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	GRAYSON TX
Recording Date	Sep 17, 2021
Property Address	519 JOY LN, DENISON, TX 75021-7823
Document Number	0000031831
Map Reference	VOL 1 PG 110
Instrument Date	Sep 16, 2021
Instrument	2021-00031831
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 JOY LN, DENISON, TX 75021-7823

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Oct 1, 2020
Property Address	519 JOY LN, DENISON, TX 75021-7823
Document Number	0000026709
Map Reference	VOL 1 PG 110
Instrument Date	Sep 30, 2020
Instrument	2020-00026709
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	GRAYSON COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	141 QUARTER MILE RD, 141, DENISON, TX 75020-8859

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 JOY LN, DENISON, TX 75021-7823

Mortgage

Document Number	0000026710
Date	Oct 1, 2020
Instrument	2020-00026710

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

April 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Apr 17, 2017
Property Address	519 JOY LN, DENISON, TX 75021-7823
Document Number	0000008002
Book / Page	5983 / 00604
Map Reference	MB 1 PG 110
Instrument Date	Apr 13, 2017
Instrument	2017-00008002
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	GRAYSON COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9602 STONECROSS BEND DR, 9602, HOUSTON, TX 77070-4382

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 JOY LN, DENISON, TX 75021-7823

Mortgage

Document Number	0000008003
Date	Apr 17, 2017
Instrument	2017-00008003

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Apr 17, 2017
Property Address	519 JOY LN, DENISON, TX 75021-7823
Document Number	0000008001
Book / Page	005983 / 000600
Instrument Date	Apr 10, 2017
Instrument	8001
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	GRAYSON COUNTY TITLE COMPANY, GRAYSON COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9602 STONECROSS BEND DR HOUSTON TX 770704382, HOUSTON, TX 77070-4382

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$131,348	$138,974 Land $38,976 Building $99,998
2024	$791.00
2023		$118,460 Land $33,012 Building $85,448	$118,460 Land $33,012 Building $85,448
2022	$1,323.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 519 Joy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 519 Joy Ln is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Sparklight Cable	1,000 / 50
TekWav Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink, Verizon.

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