515 Joy Ln, Denison, TX 75021 Property Records

Grayson County property record for 515 Joy Ln, Denison, TX 75021

Property Summary

Property Type	Single Family Home
Details	1,344 sqft · built 1962
Lot Size	0.193 acres (8,398 sqft)
Owner	Company Name on File
Tax Bill	$4,214 (2025)
Deeds & Mortgages	May 2026 Foreclosure Jul 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D050 3182027`

Property Details

APN / Parcel Number

Primary APN	`D050 3182027`
Alternative APN	`151264`

Interior

Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	1,656 sqft
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1995
Lot Area	8,398 sqft (0.193 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	372 sqft
Utility Building	80 sqft

Location & Zoning

Street Address	515 JOY LN
City	DENISON
State	TX
Zip	75021-7823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADY ACRES 1ST ADDN, BLOCK 3, LOT 16, ACRES .1928
Legal Subdivision	SHADY ACRES 1ST ADDN
Legal Block	3
Legal Lot Number	16
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	2
Census Block	2013
Census Tract	600

Owner

515 Joy Ln is owned by a company that acquired it in July 2026.

Source: Grayson County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	3401 W END AVE, 760W, NASHVILLE, TN 37203-1042
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Trustee's Deed, Foreclosure SIMPLIFILE
Jul 30, 2026	Special Warranty Deed, Transfer SIMPLE TITLE, SIMPLIFILE
Jul 25, 2022	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 14, 2017	Quit Claim Deed, Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2026
Deed Sale	Jul 30, 2026
Prior Sale	May 21, 2026 · Amount on File
Deed Document Number	202619259
Prior Transfer Date	May 5, 2026
Prior Transfer Doc	0000012854
Record Updated	Oct 29, 2026

May 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GRAYSON TX
Recording Date	May 21, 2026
Property Address	515 JOY LN, DENISON, TX 75021-7823
Document Number	0000012854
Instrument Date	May 5, 2026
Instrument	202612854
Transaction Type	Foreclosure
Record Updated	Aug 29, 2026
Title Company	SIMPLIFILE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620
Investor	Possibly a Property Investor

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jul 30, 2026
Property Address	515 JOY LN, DENISON, TX 75021-7823
Document Number	0000019259
Instrument Date	May 5, 2026
Instrument	202619259
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Jul 25, 2022
Property Address	515 JOY LN, DENISON, TX 75021-7823
Document Number	0000025068
Map Reference	VOL 1 PG 110
Instrument Date	Jul 25, 2022
Instrument	2022-25068
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 JOY LN, 515, DENISON, TX 75021-7823

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 JOY LN, DENISON, TX 75021-7823

Mortgage

Document Number	0000025069
Date	Jul 25, 2022
Instrument	2022-25069

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

December 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	GRAYSON TX
Recording Date	Dec 14, 2017
Property Address	515 JOY LN, DENISON, TX 75021-7823
Document Number	0000028719
Instrument Date	Dec 14, 2017
Instrument	28719
Transaction Type	Mortgage
Record Updated	Dec 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 JOY LN DENISON TX 750217823, DENISON, TX 75021-7823

Mortgage

Document Number	29587
Date	Dec 14, 2017
Instrument	29587

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	307 MARSHALL CREEK RD, ROANOKE, TX 76262-5053

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 515 Joy Ln was $4,214, up 4% from the year before.

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,214.00 (+4.02%)	$181,827 Land $38,976 Building $142,851	$181,827 Land $38,976 Building $142,851
2024	$4,051.00
2023		$167,987 Land $33,012 Building $134,975	$167,987 Land $33,012 Building $134,975
2022	$2,824.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 Joy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Joy Ln is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Sparklight Cable	1,000 / 50
TekWav Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink, Verizon.

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