Santa Cruz County property record for 519 Harriet Ave, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 661 sqft · built 1967 |
| Lot Size | 0.073 acres (3,180 sqft) |
| Owner | Trust Name on File |
| Last Sale | $893,000 (Aug 2023) |
| Tax Bill | $11,906 (2025) |
| Deeds & Mortgages | Aug 2023 Sale Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-076-26 |
| Primary APN | 038-076-26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Building Area | 661 sqft Living Area |
| Gross Area | 934 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 2013 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 3,180 sqft (0.073 acres) |
| Garage Type | Attached |
| Garage Area | 273 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 36 sqft |
| Patio Area | 36 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 519 HARRIET AVE |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-2.5 |
| Legal Description | BLK E LOT 4 ,5 |
| Legal Subdivision | MAR VISTA |
| Legal Block | E |
| Legal Lot Number | 5 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 122100 |
Source: Santa Cruz County records · APN 038-076-26
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4985 SW 85TH ST, OCALA, FL 34476-2900 |
| Owner Type | Individual |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Aug 25, 2023 | Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Aug 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jan 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage OPES ADVISORS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 25, 2023 · Amount on Record |
| Deed Sale | Aug 25, 2023 · Amount on Record |
| Prior Sale | May 26, 2011 · Amount on Record |
| Deed Document Number | 202315979 |
| Prior Transfer Date | Jan 18, 2012 |
| Prior Transfer Doc | 0000004198 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 25, 2023 |
| Property Address | 519 HARRIET AVE, APTOS, CA 95003-3732 |
| Document Number | 0000015979 |
| Map Reference | MB 25 PG 20 |
| Instrument Date | Jul 15, 2023 |
| Instrument | 2023-0015979 |
| Transaction Type | Transfer |
| Record Updated | Sep 05, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $982.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4985 SW 85TH ST, OCALA, FL 34476-2900 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 519 HARRIET AVE, APTOS, CA 95003-3732 |
| Transaction Type | Mortgage |
| Record Updated | Sep 07, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 519 HARRIET AVE, APTOS, CA 95003-3732 |
| Document Number | 0000043169 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 2021-0043169 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 519 HARRIET AVE, APTOS, CA 95003-3732 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 519 HARRIET AVE, APTOS, CA 95003-3732 |
| Document Number | 0000032773 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 2020-0032773 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 519 HARRIET AVE, APTOS, CA 95003-3732 |
| Document Number | 0000002636 |
| Instrument Date | Jan 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 519 HARRIET AVE APTOS CA 950033732, APTOS, CA 95003-3732 |
| Document Number | 0000002636 |
|---|---|
| Date | Jan 26, 2018 |
| Instrument | 2636 |
| Name | OPES ADVISORS |
|---|---|
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 25, 2048 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $929,077 (+2%) Land $696,808 Building $232,269 | ||
| 2025 | $11,906.00 (+92.13%) | $910,860 (+102.65%) Land $683,145 Building $227,715 | |
| 2023 | $6,197.00 (+2.57%) | $449,474 Land $337,104 Building $112,370 | $781,380 |
| 2022 | $6,042.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 12 (1982–2023) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
May also be available: Cruzio Internet, Surfnet Communications, Verizon.
Based on FCC filings for 561 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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