516 Harriet Ave, #B, Aptos, CA 95003 Property Records

Santa Cruz County property record for 516 Harriet Ave, #B, Aptos, CA 95003

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,470 sqft · built 1963
Lot Size	0.061 acres (2,657 sqft)
Owner	Individual Name on File
Last Sale	$1,065,000 (Nov 2023)
Tax Bill	$14,823 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038-074-22`

Property Details

APN / Parcel Number

Primary APN	`038-074-22`
Alternative APN	`038-074-22-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,470 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1980
Architectural Style	Duplex Single
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	2,657 sqft (0.061 acres)
Garage Type	Carport
Garage Area	310 sqft
Carport	Carport
Carport Area	310 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	516 HARRIET AVE, A
City	APTOS
State	CA
Zip	95003-3706
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RM-2.5
Legal Description	BLK D LOT 7
Legal Subdivision	MAR VISTA
Legal Block	D
Legal Lot Number	7
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1011
Census Tract	122100

Owner

516 Harriet Ave, #B is owned and occupied by an individual who bought it in November 2023.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	516 HARRIET AVE, A, APTOS, CA 95003-3706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2023 · Amount on File
Deed Sale	Nov 17, 2023 · Amount on File
Prior Sale	Jun 13, 1997 · Amount on File
Deed Document Number	202322330
Prior Transfer Date	Jul 1, 2005
Prior Transfer Doc	0000047352
Record Updated	Sep 20, 2026

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 17, 2023
Property Address	516 HARRIET AVE # A, A, APTOS, CA 95003-3706
Document Number	0000022330
Map Reference	MB 722 PG 300
Instrument Date	Nov 15, 2023
Instrument	2023-0022330
Transaction Type	Transfer
Record Updated	Dec 5, 2023
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,171.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9457 MONROE AVE, APTOS, CA 95003-4110

Mortgage

Document Number	0000022331
Date	Nov 17, 2023
Instrument	2023-0022331

Lender

Name	THE REITMAN FAMILY TRUST
Type	Private Party
Address	PO BOX 249, SOQUEL, CA 95073

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 516 Harriet Ave, #B was $14,823.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,108,026 (+2%) Land $809,431 Building $298,595
2025	$14,823.00	$1,086,300 Land $793,560 Building $292,740
2023	$5,906.00 (+3.09%)	$345,971 Land $203,509 Building $142,462
2022	$5,729.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 516 Harriet Ave, #B in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	12 (1982–2023)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 516 Harriet Ave, #B is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
Etheric Networks Fixed Wireless	250 / 100

May also be available: Cruzio, Surfnet Communications, Verizon.

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