Oakland County property record for 425 Harmon St, Birmingham, MI 48009
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 3,773 sqft · built 1988 |
| Lot Size | 0.153 acres (6,665 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $17,965 (2025) |
| Deeds & Mortgages | Feb 2021 Transfer Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-25-376-074 |
| Primary APN | 08-19-25-376-074 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,773 sqft Living Area |
| 1st Floor Area | 1,468 sqft |
| Basement Area | 1,463 sqft |
| Unfinished Basement | 1,463 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 6,665 sqft (0.153 acres) |
| Lot Dimensions | 126 ft deep x 52 ft wide |
| Garage Area | 541 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 62 sqft |
| Deck Area | 541 sqft |
| Patio Area | 541 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Street Address | 425 HARMON ST |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-1348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R10E, SEC 25 BALDWIN AND SHATTUCK ADD LOT 10, ALSO E 1/2 OF N 25 FT OF LOT 12 05/02/88 FR 015 |
| Legal Range | 10E |
| Legal Township | 02N |
| Legal Section | 25 |
| Legal Subdivision | BALDWIN AND SHATTUCK ADD |
| Legal Lot Number | 5,10,12 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 152600 |
425 Harmon St is owner-occupied and held in a trust since February 2021.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 425 HARMON ST, BIRMINGHAM, MI 48009-1348 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2021 | Intrafamily Transfer, Transfer DEVON TITLE AGENCY |
| Feb 18, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 7, 2020 | Quit Claim Deed, Transfer DEVON TITLE COMPANY, DEVON TITLE AGENCY |
| Dec 3, 2019 | Intrafamily Transfer, Transfer DEVON TITLE AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 1996 |
| Deed Sale | Feb 15, 1996 |
| Last Transfer Date | Feb 17, 2021 |
| Transfer Doc | 0000047618 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 23, 2021 |
| Property Address | 425 HARMON ST, BIRMINGHAM, MI 48009-1348 |
| Document Number | 0000047618 |
| Book / Page | 55754 / 331 |
| Map Reference | LB 6 PG 6 |
| Instrument Date | Feb 17, 2021 |
| Instrument | 47618 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | DEVON TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 HARMON ST, BIRMINGHAM, MI 48009-1348 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 18, 2021 |
| Property Address | 425 HARMON ST, BIRMINGHAM, MI 48009-1348 |
| Document Number | 0000044626 |
| Book / Page | 55733 / 866 |
| Map Reference | LB 6 PG 6 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 44626 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Title Company | DEVON TITLE COMPANY, DEVON TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 HANNA ST, BIRMINGHAM, MI 48009-1938 |
| Document Number | 0055733867 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 55733/867 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 7, 2020 |
| Property Address | 425 HARMON ST, BIRMINGHAM, MI 48009-1348 |
| Document Number | 0000029123 |
| Book / Page | 053815 / 000636 |
| Instrument Date | Feb 1, 2020 |
| Instrument | 29123 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2020 |
| Title Company | DEVON TITLE COMPANY, DEVON TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 425 HARMON ST BIRMINGHAM MI 480091348, BIRMINGHAM, MI 48009-1348 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 3, 2019 |
| Property Address | 425 HARMON ST, BIRMINGHAM, MI 48009-1348 |
| Document Number | 0000202237 |
| Book / Page | 53570 / 00225 |
| Map Reference | LB 6 PG 6 |
| Instrument Date | Nov 1, 2019 |
| Instrument | 202237 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | DEVON TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 HARMON ST, BIRMINGHAM, MI 48009-1348 |
The 2025 property tax bill for 425 Harmon St was $17,965 with a homeowner's exemption, down 9.8% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,965.00 (-9.78%) Homeowner's exemption | $771,270 | $1,542,540 |
| 2024 | $19,912.00 | ||
| 2023 | $670,020 | $1,340,040 | |
| 2021 | $18,220.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 425 Harmon St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 individual policies |
| Nearby Flood Policies | 38 units insured incl. 28 condo units |
| Nearby Flood Claims | 4 (1981–2021) |
| Most Recent Claim | Jun 2021 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 425 Harmon St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRMINGHAM serves 20,472 people · EPA ID MI0000730 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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