519 Frances St, Key West, FL 33040 Property Records

Monroe County property record for 519 Frances St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 950 sqft · built 1933
Lot Size0.1 acres (4,372 sqft)
OwnerIndividual Name on File
Last Sale$1,175,000 (Jun 2021)
Tax Bill$12,238 (2024)
Deeds & MortgagesJun 2021 Sale
Jun 2021 Sale
Flood ZoneZone AE (high risk)
APN00007160-000000

Property Details

APN / Parcel Number

Primary APN00007160-000000
Alternative APNs
  • 01010100007160000000
  • 1007421

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area950 sqft Living Area
1st Floor Area950 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 2010
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area4,372 sqft (0.1 acres)
Garage Area240 sqft
PorchOpen Porch
Porch Area305 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number1007421
Old Parcel Number01010100007160000000
Street Address519 FRANCES ST
CityKEY WEST
StateFL
Zip33040-7163
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKW PT LOT 4 SQR 44 OR162-124/25 OR487-735/36 OR1071-445 OR3076-2019 OR3102-1573 OR3105-2102 OR3105-2105
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionKEY WEST SQUARE 44
Legal Lot Number4
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3005
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District
listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

519 Frances St is owned by an individual who bought it in June 2021.

Source: Monroe County records, as of December 5, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing AddressPO BOX 1208, SOLOMONS, MD 20688-1208
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jun 15, 2021Personal Representative Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2021 · Amount on File
Deed SaleJun 15, 2021 · Amount on File
Prior SaleJun 15, 2021
Deed Document Number2325404
Deed Book / Page3105 / 2105
Record UpdatedJun 8, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJun 15, 2021
Property Address519 FRANCES ST, KEY WEST, FL 33040-7163
Document Number0031052105
Book / Page3105 / 2105
Instrument DateJun 15, 2021
Instrument2325404
Transaction TypeTransfer
Record UpdatedJul 2, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$8,225.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address814 PEARL ST, 814, KEY WEST, FL 33040-7259

Transferred To (Grantee/Buyer)

NameVerified Name
Address14280 SOLORNONS ISLAND ROAD, SOLOMONS, MD 20688

June 2021: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionMONROE FL
Recording DateJun 15, 2021
Property Address519 FRANCES ST, KEY WEST, FL 33040-7163
Document Number0031052102
Book / Page3105 / 2102
Instrument DateJun 15, 2021
Instrument2325403
Transaction TypeTransfer
Record UpdatedJul 2, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address814 PEARL ST, 814, KEY WEST, FL 33040-7259

Transferred To (Grantee/Buyer)

NameVerified Name
Address14280 SOLOMONS ISLAND RD S, SOLOMONS, MD 20688-3212

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,675,081 Land $1,475,201 Building $199,880$1,675,081 Land $1,475,201 Building $199,880
2024$12,238.00 (+10.92%)
2023$11,033.00 (+15.77%)$1,370,157 (+24.48%) Land $1,230,533 Building $139,624$1,370,157 (+24.48%) Land $1,230,533 Building $139,624
2022$9,530.00$1,100,719 Land $953,483 Building $147,236$1,100,719 Land $953,483 Building $147,236

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 519 Frances St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 248 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies259 units insured
incl. 11 condo units
Nearby Flood Claims11 (2005–2025)
Claims Outside the SFHA2 of 11
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Wilma, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 519 Frances St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

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