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514 Frances St, Key West, FL 33040 Property Records

Monroe County property record for 514 Frances St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,451 sqft · built 1938
Lot Size0.143 acres (6,241 sqft)
OwnerCompany Name on Record
Last Sale$100 (Jun 2018)
Tax Bill$22,840 (2024)
Deeds & MortgagesJun 2018 Sale
Flood ZoneZone AE (high risk)
APN00007300-000000

Property Details

APN / Parcel Number

Primary APN00007300-000000
Alternative APNs
  • 01010100007300000000
  • 1007561

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,451 sqft Living Area
1st Floor Area1,737 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 2020
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,241 sqft (0.143 acres)
Lot Dimensions124 ft deep x 50 ft wide
Garage TypeCovered
Garage Area300 sqft
PorchOpen Porch
Porch Area435 sqft
Patio Area1,495 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C

Location & Zoning

Account Number1007561
Street Address514 FRANCES ST
CityKEY WEST
StateFL
Zip33040-7121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHHDR
Legal DescriptionKW PT LOT 2 SQR 45 H2-235 OR716-800/02 OR820-1435 OR1398-1759 OR2911-2442/43
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionKEY WEST SQUARE 45
Legal Lot Number2
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3010
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District
listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 12152, BROOKSVILLE, FL 34603-2152
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 15, 2018 · Amount on Record
Deed SaleJun 15, 2018 · Amount on Record
Prior SaleMay 8, 2018
Deed Document Number20182173739
Deed Book / Page2911 / 2442
Transfer Doc1398001759
Record UpdatedOct 29, 2026

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONROE FL
Recording DateJun 15, 2018
Property Address514 FRANCES ST, KEY WEST, FL 33040-7121
Document Number0029112442
Book / Page002911 / 002442
Instrument DateJul 7, 2016
Instrument2173739
Transaction TypeTransfer
Record UpdatedJul 26, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 12152 BROOKSVILLE FL 346032152, BROOKSVILLE, FL 34603-2152

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,012,421 (+11.53%) Land $1,756,966 Building $1,255,455$3,012,421 (+11.53%) Land $1,756,966 Building $1,255,455
2024$22,840.00 (+8.68%)
2023$21,016.00 (+13.18%)$2,701,082 (+15.57%) Land $1,506,125 Building $1,194,957$2,701,082 (+15.57%) Land $1,506,125 Building $1,194,957
2022$18,569.00$2,337,208 Land $1,141,167 Building $1,196,041$2,337,208 Land $1,141,167 Building $1,196,041

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 248 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies259 units insured
incl. 11 condo units
Nearby Flood Claims11 (2005–2025)
Claims Outside the SFHA2 of 11
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Wilma, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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