519 Finch, Laredo, TX 78045 Property Records

Webb County property record for 519 Finch, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,061 sqft · built 2003
Lot Size	0.253 acres (11,019 sqft)
Owner	2 Individual Names on File
Last Sale	$187,100 (Jun 2020)
Tax Bill	$1,330 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`983-60007-140`

Property Details

APN / Parcel Number

Primary APN	`983-60007-140`
Alternative APN	`240753`

Interior

Stories	1 Story
Building Area	2,061 sqft Living Area
Gross Area	2,575 sqft
1st Floor Area	2,061 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,019 sqft (0.253 acres)
Garage Type	Attached
Garage Area	514 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	282 sqft

Location & Zoning

Street Address	519 FINCH
City	LAREDO
State	TX
Zip	78045-4164
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 14 BLK 7 MOCKINGBIRD TERRACE
Legal Subdivision	MOCKINGBIRD TERRACE
Legal Block	7
Legal Lot Number	14
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3031
Census Tract	1711

Owner

519 Finch is owned and occupied by two individuals who bought it in June 2020.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	519 FINCH, LAREDO, TX 78045-4164
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 15, 2020	Vendor's Lien, Transfer · FHA Mortgage SOUTHWEST FUNDING LP
Feb 10, 2020	Special Warranty Deed, Foreclosure SERVICELINK
Nov 19, 2019	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2020 · Amount on File
Deed Sale	Jun 15, 2020 · Amount on File
Prior Sale	Feb 10, 2020
Deed Document Number	20201394803
Deed Book / Page	4802 / 85
Prior Transfer Date	Nov 15, 2019
Prior Transfer Doc	004696/794
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	519 FINCH, LAREDO, TX 78045-4164
Transaction Type	Mortgage
Record Updated	May 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 FINCH, LAREDO, TX 78045-4164

Mortgage

Document Number	00005451/8
Date	Apr 24, 2023
Book Page	5451/8
Instrument	1497800

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Apr 16, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jun 15, 2020
Property Address	519 FINCH, LAREDO, TX 78045-4164
Document Number	0004802/85
Book / Page	4802 / 85
Map Reference	VOL 18 PG 64
Instrument Date	Jun 10, 2020
Instrument	1394803
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001394804
Date	Jun 15, 2020
Instrument	1394804

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

February 2020: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Feb 10, 2020
Property Address	519 FINCH, LAREDO, TX 78045-4164
Document Number	004736/429
Book / Page	4736 / 429
Map Reference	VOL 18 PG 64
Instrument Date	Feb 3, 2020
Instrument	1384240
Transaction Type	Foreclosure
Record Updated	Mar 1, 2022
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4425 PONCE DE LEON BLVD # BLVDMS5-25, 4425, CORAL GABLES, FL 33146-1837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420
Mail Care Of	INFORMATION SYSTEMS AND NETWORK CORP
Investor	Possibly a Property Investor

November 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WEBB TX
Recording Date	Nov 19, 2019
Property Address	519 FINCH, LAREDO, TX 78045-4164
Document Number	004696/794
Book / Page	4696 / 794
Map Reference	VOL 18 PG 64
Instrument Date	Nov 15, 2019
Instrument	1377441
Transaction Type	Foreclosure
Record Updated	Mar 1, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3637 SENTARA WAY STE 303, 303, VIRGINIA BEACH, VA 23452-4262
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 519 Finch was $1,330 with a homeowner's exemption, down 19.1% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,628 (-0.48%) Land $85,838 Building $175,790	$261,628 (-0.48%) Land $85,838 Building $175,790
2025	$1,330.00 (-19.1%) Homeowner's exemption	$262,896 Land $85,838 Building $177,058	$262,896 Land $85,838 Building $177,058
2024	$1,644.00
2023		$246,437 Land $67,216 Building $179,221	$246,437 Land $67,216 Building $179,221
2022	$1,497.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 519 Finch in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 519 Finch is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50

May also be available: T-Mobile.

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