515 Finch, Laredo, TX 78045 Property Records

Webb County property record for 515 Finch, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details2,689 sqft · built 2002
Lot Size0.203 acres (8,837 sqft)
Owner2 Individual Names on Record
Last Sale$343,140 (Jun 2022)
Tax Bill$1,473 (2025)
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN983-60007-120

Property Details

APN / Parcel Number

Primary APN983-60007-120
Alternative APN
  • 240751

Interior

Stories2 Stories
Building Area2,689 sqft Living Area
Gross Area3,195 sqft
1st Floor Area1,884 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,837 sqft (0.203 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
Pool Area360 sqft
PorchOpen Porch
Porch Area268 sqft

Location & Zoning

Street Address515 FINCH
CityLAREDO
StateTX
Zip78045-4164
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 12 BLK 7 MOCKINGBIRD TERRACE
Legal SubdivisionMOCKINGBIRD TERRACE
Legal Block7
Legal Lot Number12
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group3
Census Block3031
Census Tract1711

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address515 FINCH, LAREDO, TX 78045-4164
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2022 · Amount on Record
Deed SaleJun 27, 2022 · Amount on Record
Deed Document Number20221471775
Deed Book / Page5298 / 780
Prior Transfer DateJun 20, 2022
Prior Transfer Doc005298/780
Record UpdatedOct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWEBB TX
Recording DateJun 27, 2022
Property Address515 FINCH, LAREDO, TX 78045-4164
Document Number005298/780
Book / Page5298 / 780
Map ReferenceVOL 18 PG 64
Instrument DateJun 20, 2022
Instrument1471775
Transaction TypeTransfer
Record UpdatedJul 5, 2022
Title CompanyVYLLA TITLE LLC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address515 FINCH, 515, LAREDO, TX 78045-4164

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 FINCH, LAREDO, TX 78045-4164

Mortgage

Document Number0001471776
DateJun 27, 2022
Instrument1471776
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$289,632 (-0.55%) Land $71,491 Building $218,141$289,632 (-0.55%) Land $71,491 Building $218,141
2025$1,473.00 (+1.66%) Homeowner's exemption$291,236 (+9.17%) Land $71,491 Building $219,745$291,236 (+9.17%) Land $71,491 Building $219,745
2024$1,449.00 (-13.8%)
2023$266,769 Land $55,938 Building $210,831$266,769 Land $55,938 Building $210,831
2022$1,681.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 50

May also be available: T-Mobile.

Nearby Properties on Finch

Nearby Streets

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